Vitals
  • Total Assets
    928.6M -2.3 %
  • Total Deposits
    743.0M -1.9 %
  • Total Net Loans
    665.5M 10.7 %
  • Net Income
    -1573000.0000 60.6 %
  • Book Value
    100.1M -4.4 %
  • Book Value x2
    200.3M -4.4 %
  • Book Value x3
    300.4M -4.4 %
ROAA

-.224

ROAE

-2.136

Efficiency Ratio

74.69

Net Interest Margin

3.94

Balance Sheet Highlights
Financial Highlights Aliant Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 928,608 212,359
Total Net Loans 665,505 118,893
Total Deposits 742,971 176,736
Total Equity 100,145 23,842
Profitability
Net Income -1,573 955
Return on Average Assets -.224 .597
Return on Average Equity -2.136 5.372
Net Interest Margin 3.94 4.025
Efficiency Ratio 74.69 71.333
Noninterest Income/Revenue 12.562 11.081
Balance Sheet Ratios
Loan-to-Deposit 89.574 64.746
Securities/Assets .171 .238
Total Equity/Total Assets .108 .112
Tangible Equity/Tangible Assets .107 .111
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 75,521 22,188
Tier 2 Capital 8,592 1,641
Total Capital 84,113 23,885
Total Risk Weighted Assets 671,839 137,334
Leverage Ratio 8.29 10.857
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.24 17.525
Total Capital Ratio 12.52 18.724

Timeline for Aliant Bank

Usameribank

Aliant Bank was acquired by Usameribank 12 years

View Profile Dec 31 2011

Central Alabama Title Center, Llc

Central Alabama Title Center, Llc became a new subsidiary organization for Aliant Bank.

View Profile Dec 04 2002

Aliant Financial Corporation

Aliant Financial Corporation became a new parent organization for Aliant Bank.

View Profile Jan 01 1999

Elmore County Bank

Acquisition: Aliant Bank acquired a new subsidiary, Elmore County Bank, 27 years

View Profile Jan 01 1997

First Montgomery Bank

Acquisition: Aliant Bank acquired a new subsidiary, First Montgomery Bank, 27 years

View Profile Jan 01 1997

Want to see more?

Complete timeline for Aliant Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Usameribank Buyer 4,037,702 Acquisition Discontinued 12/31/2011
Elmore County Bank Seller 65,834 Pooling of Interests Discontinued 1/1/1997
First Montgomery Bank Seller 189,082 Pooling of Interests Discontinued 1/1/1997
Aliant Bank For Savings, F.S.B. Seller 35,742 Discontinued 12/1/1991
Relationships Role Relationship Start Relationship End
Aliant Financial Corporation Parent 1/1/1999 12/30/2011
Aliant National Corporation Parent 12/31/1984 12/31/1998
Aliant National Corporation Parent 9/30/1983 12/30/1984
First Montgomery Insurance Agency, Inc. Subsidary 6/30/2007 12/30/2011
First Montgomery Insurance Agency, Inc. Subsidary 1/1/1997 6/29/2007
Aliant Mortgage Corporation Subsidary 1/1/1997 6/30/2005
Central Alabama Title Center, Llc Subsidary 12/4/2002 6/19/2003
Alabama's First Finance, Inc Subsidary 10/31/1996 5/2/2003
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