Vitals
  • Total Assets
    160.3M 9.0 %
  • Total Deposits
    111.4M 4.3 %
  • Total Net Loans
    94.8M -1.6 %
  • Net Income
    126000.0000 -60.3 %
  • Book Value
    23.4M 118.1 %
  • Book Value x2
    46.9M 118.1 %
  • Book Value x3
    70.3M 118.1 %
ROAA

.526

ROAE

5.964

Efficiency Ratio

69.989

Net Interest Margin

4.012

Balance Sheet Highlights
Financial Highlights Alamance Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 160,323 967,835
Total Net Loans 94,795 1,485,933
Total Deposits 111,422 713,653
Total Equity 23,446 113,235
Profitability
Net Income 126 362,064
Return on Average Assets .526 .973
Return on Average Equity 5.964 10.005
Net Interest Margin 4.012 4.134
Efficiency Ratio 69.989 68.439
Noninterest Income/Revenue 6.497 43.35
Balance Sheet Ratios
Loan-to-Deposit 85.078 90.933
Securities/Assets .203 2.053
Total Equity/Total Assets .146 .117
Tangible Equity/Tangible Assets .045 -2.218
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,306 85,805
Tier 2 Capital 2,306 23,725
Total Capital 9,612 97,548
Total Risk Weighted Assets 104,273 729,309
Leverage Ratio 5.26 10.405
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 7.01 12.768
Total Capital Ratio 9.22 14.077

Timeline for Alamance Bank

Communityone Bank, National Association

Alamance Bank was acquired by Communityone Bank, National Association 18 years

View Profile Feb 01 2006

Communityone Bancorp

Communityone Bancorp became a new parent organization for Alamance Bank.

View Profile Nov 04 2005

United Financial, Inc.

United Financial, Inc. became a new parent organization for Alamance Bank.

View Profile Oct 01 2002

Premier Investment Services, Inc.

Premier Investment Services, Inc. became a new subsidiary organization for Alamance Bank.

View Profile Oct 01 2002

Alamance Bank

Alamance Bank was established 25 years ago and is currently headquartered in Graham, NC.

Sep 14 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Communityone Bank, National Association Buyer 2,344,451 Pooling of Interests Discontinued 2/1/2006
Relationships Role Relationship Start Relationship End
Communityone Bancorp Parent 11/4/2005 1/31/2006
United Financial, Inc. Parent 10/1/2002 11/3/2005
Premier Investment Services, Inc. Subsidary 10/1/2002 1/31/2006
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