Vitals
  • Total Assets
    51.6M -20.4 %
  • Total Deposits
    45.1M -19.0 %
  • Total Net Loans
    33.7M -26.1 %
  • Net Income
    -486000.0000 -51.9 %
  • Book Value
    111000.0000 -96.2 %
  • Book Value x2
    222000.0000 -96.2 %
  • Book Value x3
    333000.0000 -96.2 %
ROAA

-3.645

ROAE

-595.406

Efficiency Ratio

103.253

Net Interest Margin

4.296

Balance Sheet Highlights
Financial Highlights Alabama Trust Bank, National Association All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 51,553 218,096
Total Net Loans 33,707 117,784
Total Deposits 45,149 182,829
Total Equity 111 24,642
Profitability
Net Income -486 391
Return on Average Assets -3.645 .715
Return on Average Equity -595.406 6.344
Net Interest Margin 4.296 3.98
Efficiency Ratio 103.253 71.124
Noninterest Income/Revenue 9.739 12.542
Balance Sheet Ratios
Loan-to-Deposit 74.657 62.378
Securities/Assets .111 .257
Total Equity/Total Assets .002 .113
Tangible Equity/Tangible Assets .002 .112
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 80 23,192
Tier 2 Capital 80 1,637
Total Capital 160 24,876
Total Risk Weighted Assets 32,024 137,442
Leverage Ratio .15 10.942
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio .25 18.002
Total Capital Ratio .5 19.183

Timeline for Alabama Trust Bank, National Association

Alabama Trust Bank, National Association was acquired by 12 years

May 19 2012

Southern States Bank

Alabama Trust Bank, National Association was acquired by Southern States Bank 12 years

View Profile May 19 2012

Guardian Bancshares, Inc.

Guardian Bancshares, Inc. became a new parent organization for Alabama Trust Bank, National Association.

View Profile Mar 02 2007

Alabama Trust Bank, National Association

Alabama Trust Bank, National Association was established 24 years ago and is currently headquartered in Sylacauga, AL.

Apr 14 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southern States Bank Buyer 607,985 Failure 5/19/2012
Relationships Role Relationship Start Relationship End
Guardian Bancshares, Inc. Parent 3/2/2007 5/18/2012
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