Alabama Trust Bank, National Association
Sylacauga, AL — National Bank
Acquired May 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Alabama Trust Bank, National Association | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 636 | 1,904 |
Income from Lease Financing Receivables | — | 0 |
— | 12 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 5 |
Income on Loans and Leases (TE) | 636 | 1,915 |
Investment Interest Income (TE) | 20 | 482 |
Total Interest Income (TE) | 658 | 2,453 |
Total Interest Expense | 145 | 481 |
Net Interest Income (TE) | 513 | 1,955 |
Non-Interest Income | 71 | 352 |
Adjusted Operating Income (TE) | 584 | 2,296 |
Non-interest Expense | 603 | 1,563 |
Provision for Loan & Lease Losses | 467 | 215 |
Pretax Operating Income (TE) | -486 | 487 |
Pretax Net Operating Income (TE) | -486 | 543 |
Applicable Income Taxes | — | 88 |
Net Operating Income | -486 | 391 |
Net Income | -486 | 391 |
Cash Dividends Declared | — | 77 |
Retained Earnings | -486 | 282 |