Vitals
  • Total Assets
    292.7M 50.2 %
  • Total Deposits
    259.2M 52.9 %
  • Total Net Loans
    239.3M 61.4 %
  • Net Income
    2.0M -18.9 %
  • Book Value
    33.0M 35.6 %
  • Book Value x2
    66.0M 35.6 %
  • Book Value x3
    98.9M 35.6 %
ROAA

.711

ROAE

6.146

Efficiency Ratio

67.527

Net Interest Margin

3.526

Balance Sheet Highlights
Financial Highlights Accessbank Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 292,678 358,087
Total Net Loans 239,322 213,533
Total Deposits 259,222 308,027
Total Equity 32,978 38,740
Profitability
Net Income 2,009 3,845
Return on Average Assets .711 1.025
Return on Average Equity 6.146 9.415
Net Interest Margin 3.526 3.773
Efficiency Ratio 67.527 66.762
Noninterest Income/Revenue 10.722 16.375
Balance Sheet Ratios
Loan-to-Deposit 92.323 65.494
Securities/Assets .115 .214
Total Equity/Total Assets .113 .108
Tangible Equity/Tangible Assets .112 .104
Capital Adequacy
Tier 1 Common Capital 31,649 37,278
Tier 1 Capital 31,649 37,303
Tier 2 Capital 2,083 2,526
Total Capital 33,732 39,866
Total Risk Weighted Assets 227,102 237,367
Leverage Ratio 10.64 10.563
Common Equity Tier 1 Capital Ratio 13.94 18.073
Tier 1 Capital Ratio 13.94 18.097
Total Capital Ratio 14.85 19.169

Timeline for Accessbank Texas

Preston National Bank

Acquisition: Accessbank Texas acquired a new subsidiary, Preston National Bank, 8 years

View Profile May 16 2016

Access Bancorp, Inc.

Access Bancorp, Inc. became a new parent organization for Accessbank Texas.

View Profile Nov 01 2013

Accessbank Texas

Accessbank Texas was established 17 years ago and is currently headquartered in Denton, TX.

Oct 22 2007
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Preston National Bank Seller 58,792 Acquisition Discontinued 5/16/2016
Relationships Role Relationship Start Relationship End
Access Bancorp, Inc. Parent 11/1/2013
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