Vitals
  • Total Assets
    294.6M 8.0 %
  • Total Deposits
    244.4M 4.9 %
  • Total Net Loans
    160.3M 11.5 %
  • Net Income
    3.0M 19.5 %
  • Book Value
    36.9M 1.4 %
  • Book Value x2
    73.9M 1.4 %
  • Book Value x3
    110.8M 1.4 %
ROAA

1.069

ROAE

7.941

Efficiency Ratio

74.57

Net Interest Margin

3.844

Balance Sheet Highlights
Financial Highlights Winona National Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 294,620 147,703
Total Net Loans 160,341 97,223
Total Deposits 244,407 126,600
Total Equity 36,947 15,565
Profitability
Net Income 3,001 1,683
Return on Average Assets 1.069 1.08
Return on Average Equity 7.941 9.905
Net Interest Margin 3.844 3.845
Efficiency Ratio 74.57 68.21
Noninterest Income/Revenue 23.39 13.68
Balance Sheet Ratios
Loan-to-Deposit 65.604 75.205
Securities/Assets .384 .174
Total Equity/Total Assets .125 .105
Tangible Equity/Tangible Assets .121 .103
Capital Adequacy
Tier 1 Common Capital 35,682 15,225
Tier 1 Capital 35,682 15,232
Tier 2 Capital 1,847 1,135
Total Capital 37,529 16,386
Total Risk Weighted Assets 203,597 105,251
Leverage Ratio 12.37 10.475
Common Equity Tier 1 Capital Ratio 17.53 15.3
Tier 1 Capital Ratio 17.53 15.308
Total Capital Ratio 18.43 16.398

Timeline for Winona National Bank

Employee Benefits Group, Llc

Employee Benefits Group, Llc became a new subsidiary organization for Winona National Bank.

View Profile Jul 01 2007

Town & Country State Bank Of Winona

Acquisition: Winona National Bank acquired a new subsidiary, Town & Country State Bank Of Winona, 22 years

View Profile Oct 06 2001

Winona National Financial Services, Llc

Winona National Financial Services, Llc became a new subsidiary organization for Winona National Bank.

View Profile May 22 2000

Winona Banc Holding Company

Winona Banc Holding Company became a new parent organization for Winona National Bank.

View Profile Aug 06 1985

Winona National Bank

Winona National Bank was established 150 years ago and is currently headquartered in Winona, MN.

Jan 01 1874
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Town & Country State Bank Of Winona Seller 91,844 Pooling of Interests Discontinued 10/6/2001
Relationships Role Relationship Start Relationship End
Winona Banc Holding Company Parent 8/6/1985
Winona National Financial Services, Llc Subsidary 5/22/2000
Employee Benefits Group, Llc Subsidary 7/1/2007 1/1/2009
Similar Organizations
Organization City State Total Assets
First National Bank
 		Hamilton AL 288.8M
The First National Bank Of Wynne
 		Wynne AR 284.6M
Union National Bank And Trust Company Of Elgin
 		Elgin IL 283.4M
Kingston National Bank
 		Kingston OH 282.5M
First National Bank Northeast
 		Lyons NE 281.9M
The First National Bank Of St. Ignace
 		St. Ignace MI 280.6M
The First National Bank Of Ottawa
 		Ottawa IL 281.0M
Shamrock Bank, N.A.
 		Coalgate OK 289.9M
First Federal Community Bank, National Association
 		Dover OH 296.1M
The National Bank Of Coxsackie
 		Coxsackie NY 298.4M