Vitals
  • Total Assets
    277.3M -10.8 %
  • Total Deposits
    238.2M -13.2 %
  • Total Net Loans
    233.3M -2.4 %
  • Net Income
    3.3M 14.6 %
  • Book Value
    38.7M 7.5 %
  • Book Value x2
    77.4M 7.5 %
  • Book Value x3
    116.1M 7.5 %
ROAA

1.172

ROAE

8.777

Efficiency Ratio

67.201

Net Interest Margin

3.242

Balance Sheet Highlights
Financial Highlights Union National Bank And Trust Company Of Elgin All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 277,257 290,894
Total Net Loans 233,322 191,278
Total Deposits 238,213 246,407
Total Equity 38,710 31,125
Profitability
Net Income 3,298 2,670
Return on Average Assets 1.172 .919
Return on Average Equity 8.777 8.247
Net Interest Margin 3.242 3.499
Efficiency Ratio 67.201 67.9
Noninterest Income/Revenue .562 16.598
Balance Sheet Ratios
Loan-to-Deposit 97.947 72.669
Securities/Assets .014 .191
Total Equity/Total Assets .14 .107
Tangible Equity/Tangible Assets .14 .103
Capital Adequacy
Tier 1 Common Capital 37,309 29,670
Tier 1 Capital 37,309 29,720
Tier 2 Capital 2,674 2,112
Total Capital 39,983 31,905
Total Risk Weighted Assets 211,638 212,461
Leverage Ratio 13.31 10.62
Common Equity Tier 1 Capital Ratio 17.63 16.313
Tier 1 Capital Ratio 17.63 16.329
Total Capital Ratio 18.89 17.341

Timeline for Union National Bank And Trust Company Of Elgin

Elgin Bancshares, Inc.

Elgin Bancshares, Inc. became a new parent organization for Union National Bank And Trust Company Of Elgin.

View Profile Feb 09 1981

Union National Bank And Trust Company Of Elgin

Union National Bank And Trust Company Of Elgin was established 120 years ago and is currently headquartered in Elgin, IL.

May 21 1904
Relationships Role Relationship Start Relationship End
Elgin Bancshares, Inc. Parent 12/19/1997
Elgin Bancshares, Inc. Parent 2/9/1981 12/18/1997
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