Efficiency Ratio Over Time
Efficiency Ratio Winona National Bank All Insured Commercial Banks in Minnesota
12-31-2016 74.57 68.21
09-30-2016 75.928 67.82
06-30-2016 75.717 68.266
03-31-2016 79.114 68.539
12-31-2015 74.389 69.087
09-30-2015 75.798 68.091
06-30-2015 75.309 68.731
03-31-2015 76.858 69.546
12-31-2014 74.693 70.192
09-30-2014 75.926 69.414
06-30-2014 77.477 70.483
03-31-2014 81.3 71.207
12-31-2013 74.637 71.481
09-30-2013 74.169 70.407
06-30-2013 73.358 71.234
03-31-2013 71.487 71.404
12-31-2012 72.286 72.052
09-30-2012 71.277 70.937
06-30-2012 73.228 71.427
03-31-2012 74.099 71.189
12-31-2011 70.416 73.09
09-30-2011 72.174 71.985
06-30-2011 74.332 73.14
03-31-2011 71.163 73.338
12-31-2010 78.426 74.588
09-30-2010 79.599 72.773
06-30-2010 74.356 73.112
03-31-2010 68.102 73.078
12-31-2009 63.712 74.829
09-30-2009 58.263 73.299
06-30-2009 61.17 73.728
03-31-2009 66.818 72.218
12-31-2008 62.533 70.751
09-30-2008 61.239 69.076
06-30-2008 62.333 68.994
03-31-2008 65.305 69.012
12-31-2007 67.886 67.104
09-30-2007 68.724 65.982
06-30-2007 66.179 66.544
03-31-2007 65.606 66.538
12-31-2006 65.828 64.583
09-30-2006 66.083 63.158
06-30-2006 65.786 63.582
03-31-2006 66.09 64.084
12-31-2005 64.877 63.714
09-30-2005 66.184 62.201
06-30-2005 66.403 62.651
03-31-2005 68.065 62.926
12-31-2004 65.806 63.335
09-30-2004 65.492 61.98
06-30-2004 67.964 62.61
03-31-2004 68.632 63.48
12-31-2003 69.349 63.289
09-30-2003 67.058 61.468
06-30-2003 66.628 61.298
03-31-2003 67.761 62.209
12-31-2002 62.78 61.807