Vitals
  • Total Assets
    4.9B 6.5 %
  • Total Deposits
    4.0B 2.9 %
  • Total Net Loans
    3.8B 9.3 %
  • Net Income
    31.9M -9.7 %
  • Book Value
    613.7M 6.0 %
  • Book Value x2
    1.2B 6.0 %
  • Book Value x3
    1.8B 6.0 %
ROAA

1.355

ROAE

10.719

Efficiency Ratio

49.692

Net Interest Margin

3.586

Balance Sheet Highlights
Financial Highlights Wilshire Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 4,880,877 1,408,560
Total Net Loans 3,822,900 955,585
Total Deposits 4,024,972 1,129,070
Total Equity 613,687 184,400
Profitability
Net Income 31,889 6,489
Return on Average Assets 1.355 .886
Return on Average Equity 10.719 7.413
Net Interest Margin 3.586 3.803
Efficiency Ratio 49.692 67.144
Noninterest Income/Revenue 18.303 14.758
Balance Sheet Ratios
Loan-to-Deposit 94.98 84.236
Securities/Assets .101 .138
Total Equity/Total Assets .126 .131
Tangible Equity/Tangible Assets .107 .119
Capital Adequacy
Tier 1 Common Capital 535,910 154,170
Tier 1 Capital 535,910 154,393
Tier 2 Capital 51,693 12,961
Total Capital 587,603 167,925
Total Risk Weighted Assets 4,132,923 1,021,973
Leverage Ratio 11.5 11.32
Common Equity Tier 1 Capital Ratio 12.97 14.725
Tier 1 Capital Ratio 12.97 14.809
Total Capital Ratio 14.22 16.023

Timeline for Wilshire Bank

Bank Of Hope

Wilshire Bank was acquired by Bank Of Hope 7 years

View Profile Jul 30 2016

Saehan Bank

Acquisition: Wilshire Bank acquired a new subsidiary, Saehan Bank, 10 years

View Profile Nov 21 2013

Bankasiana

Acquisition: Wilshire Bank acquired a new subsidiary, Bankasiana, 10 years

View Profile Oct 02 2013

Mirae Bank

Acquisition: Wilshire Bank acquired a new subsidiary, Mirae Bank, 14 years

View Profile Jun 27 2009

Liberty Bank Of New York

Acquisition: Wilshire Bank acquired a new subsidiary, Liberty Bank Of New York, 18 years

View Profile May 20 2006

Want to see more?

Complete timeline for Wilshire Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Hope Buyer 13,501,376 Acquisition Discontinued 7/30/2016
Saehan Bank Seller 591,998 Acquisition Discontinued 11/21/2013
Bankasiana Seller 204,488 Acquisition Discontinued 10/2/2013
Mirae Bank Seller 480,619 Failure 6/27/2009
Liberty Bank Of New York Seller 55,942 Acquisition Discontinued 5/20/2006
West Olympia Bank Seller Failure 2/11/1984
Relationships Role Relationship Start Relationship End
Wilshire Bancorp, Inc. Parent 8/26/2004 7/29/2016
Similar Organizations
Organization City State Total Assets
Luther Burbank Savings
 		Manhattan Beach CA 4.8B
Republic Bank & Trust Company
 		Louisville KY 4.8B
Lakeland Bank
 		Newfoundland NJ 4.9B
Carter Bank & Trust
 		Martinsville VA 4.7B
First Nbc Bank
 		New Orleans LA 4.9B
Banco Santander Puerto Rico
 		San Juan PR 5.3B
Scotiabank De Puerto Rico
 		San Juan PR 4.5B
Central Pacific Bank
 		Honolulu HI 5.3B
First Security Bank
 		Searcy AR 5.2B
Hanmi Bank
 		Los Angeles CA 4.4B