Vitals
  • Total Assets
    219.2M -4.6 %
  • Total Deposits
    150.8M -2.7 %
  • Total Net Loans
    111.1M -3.6 %
  • Net Income
    38000.0000 -60.0 %
  • Book Value
    15.5M -9.8 %
  • Book Value x2
    31.0M -9.8 %
  • Book Value x3
    46.5M -9.8 %
ROAA

.069

ROAE

.991

Efficiency Ratio

107.038

Net Interest Margin

1.828

Balance Sheet Highlights
Financial Highlights Williamstown Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 219,163 507,402
Total Net Loans 111,097 330,864
Total Deposits 150,793 403,062
Total Equity 15,507 55,917
Profitability
Net Income 38 813
Return on Average Assets .069 .545
Return on Average Equity .991 5.101
Net Interest Margin 1.828 3.276
Efficiency Ratio 107.038 78.062
Noninterest Income/Revenue 9.012 14.523
Balance Sheet Ratios
Loan-to-Deposit 73.675 81.813
Securities/Assets .279 .198
Total Equity/Total Assets .071 .11
Tangible Equity/Tangible Assets .069 .109
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,957 53,439
Tier 2 Capital 3,327 3,941
Total Capital 16,284 57,404
Total Risk Weighted Assets 138,935 320,536
Leverage Ratio 5.96 10.244
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.33 16.763
Total Capital Ratio 11.72 17.959

Timeline for Williamstown Savings Bank

Mountainone Bank

Williamstown Savings Bank was acquired by Mountainone Bank 11 years

View Profile Jun 23 2012

Mountainone Financial, Inc.

Mountainone Financial, Inc. became a new parent organization for Williamstown Savings Bank.

View Profile May 02 2002

Williamstown Mutual Holding Company

Williamstown Mutual Holding Company became a new parent organization for Williamstown Savings Bank.

View Profile May 01 2002

Wsb Investments, Inc.

Wsb Investments, Inc. became a new subsidiary organization for Williamstown Savings Bank.

View Profile May 01 2002

Williamstown Savings Bank

Williamstown Savings Bank was established 132 years ago and is currently headquartered in Williamstown, MA.

Apr 06 1892
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mountainone Bank Buyer 860,998 Pooling of Interests Discontinued 6/23/2012
Relationships Role Relationship Start Relationship End
Mountainone Financial, Inc. Parent 5/2/2002 6/22/2012
Williamstown Mutual Holding Company Parent 5/1/2002 5/1/2002
Wsb Investments, Inc. Subsidary 5/1/2002 6/22/2012
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