Vitals
  • Total Assets
    209.2M 9.0 %
  • Total Deposits
    173.4M 11.3 %
  • Total Net Loans
    132.7M 26.7 %
  • Net Income
    1.9M 3.6 %
  • Book Value
    19.2M 0.1 %
  • Book Value x2
    38.4M 0.1 %
  • Book Value x3
    57.5M 0.1 %
ROAA

.944

ROAE

9.661

Efficiency Ratio

66.298

Net Interest Margin

3.897

Balance Sheet Highlights
Financial Highlights Western Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 209,194 358,087
Total Net Loans 132,726 213,533
Total Deposits 173,375 308,027
Total Equity 19,182 38,740
Profitability
Net Income 1,924 3,845
Return on Average Assets .944 1.025
Return on Average Equity 9.661 9.415
Net Interest Margin 3.897 3.773
Efficiency Ratio 66.298 66.762
Noninterest Income/Revenue 18.731 16.375
Balance Sheet Ratios
Loan-to-Deposit 76.554 65.494
Securities/Assets .267 .214
Total Equity/Total Assets .092 .108
Tangible Equity/Tangible Assets .089 .104
Capital Adequacy
Tier 1 Common Capital 19,774 37,278
Tier 1 Capital 19,774 37,303
Tier 2 Capital 1,463 2,526
Total Capital 21,237 39,866
Total Risk Weighted Assets 151,519 237,367
Leverage Ratio 9.39 10.563
Common Equity Tier 1 Capital Ratio 13.05 18.073
Tier 1 Capital Ratio 13.05 18.097
Total Capital Ratio 14.02 19.169

Timeline for Western Bank

Circle I Bank Group, Inc.

Circle I Bank Group, Inc. became a new parent organization for Western Bank.

View Profile Dec 20 2012

First Bank Of West Texas

Acquisition: Western Bank acquired a new subsidiary, First Bank Of West Texas, 15 years

View Profile May 15 2009

First National Bank

Acquisition: Western Bank acquired a new subsidiary, First National Bank, 19 years

View Profile Feb 12 2005

Western Financial Of Texas, Inc.

Western Financial Of Texas, Inc. became a new parent organization for Western Bank.

View Profile Sep 01 2002

Western Bancshares, Inc.

Western Bancshares, Inc. became a new parent organization for Western Bank.

View Profile Jan 15 1979

Want to see more?

Complete timeline for Western Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank Of West Texas Seller 130,426 Pooling of Interests Discontinued 5/15/2009
First National Bank Seller 31,479 Pooling of Interests Discontinued 2/12/2005
Relationships Role Relationship Start Relationship End
Circle I Bank Group, Inc. Parent 12/20/2012
Western Financial Of Texas, Inc. Parent 9/1/2002 12/19/2012
Western Bancshares, Inc. Parent 1/15/1979 8/31/2002
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