Vitals
  • Total Assets
    124.9M 2.8 %
  • Total Deposits
    109.3M 6.3 %
  • Total Net Loans
    69.4M -8.9 %
  • Net Income
    1.2M -13.2 %
  • Book Value
    14.4M 1.9 %
  • Book Value x2
    28.9M 1.9 %
  • Book Value x3
    43.3M 1.9 %
ROAA

1.035

ROAE

8.45

Efficiency Ratio

59.894

Net Interest Margin

3.368

Balance Sheet Highlights
Financial Highlights West Iowa Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 124,888 198,346
Total Net Loans 69,442 133,864
Total Deposits 109,257 165,124
Total Equity 14,449 22,060
Profitability
Net Income 1,234 2,310
Return on Average Assets 1.035 1.15
Return on Average Equity 8.45 9.92
Net Interest Margin 3.368 3.587
Efficiency Ratio 59.894 60.34
Noninterest Income/Revenue 7.422 13.494
Balance Sheet Ratios
Loan-to-Deposit 63.558 77.091
Securities/Assets .288 .197
Total Equity/Total Assets .116 .111
Tangible Equity/Tangible Assets .109 .107
Capital Adequacy
Tier 1 Common Capital 14,242 21,135
Tier 1 Capital 14,242 21,140
Tier 2 Capital 741 1,625
Total Capital 14,983 22,777
Total Risk Weighted Assets 89,123 151,308
Leverage Ratio 11.76 10.944
Common Equity Tier 1 Capital Ratio 15.98 15.631
Tier 1 Capital Ratio 15.98 15.631
Total Capital Ratio 16.81 16.675

Timeline for West Iowa Bank

Home Federal Savings And Loan Association, F.A.

Acquisition: West Iowa Bank acquired a new subsidiary, Home Federal Savings And Loan Association, F.A., 32 years

View Profile Feb 01 1992

West Bend Bancorp.

West Bend Bancorp. became a new parent organization for West Iowa Bank.

View Profile Oct 31 1991

West Iowa Bank

West Iowa Bank was established 98 years ago and is currently headquartered in West Bend, IA.

Jan 01 1926
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Home Federal Savings And Loan Association, F.A. Seller 114,574 Failure 2/1/1992
Relationships Role Relationship Start Relationship End
West Bend Bancorp. Parent 11/12/1997
West Bend Bancorp. Parent 10/31/1991 11/11/1997
Similar Organizations
Organization City State Total Assets
Brickyard Bank
 		Lincolnwood IL 116.7M
Bcbank, Inc.
 		Philippi WV 117.6M
Federation Bank
 		Washington IA 116.2M
Southwind Bank
 		Natoma KS 116.2M
Century Bank Of Kentucky, Inc.
 		Lawrenceburg KY 118.1M
The Farmers Bank
 		Nicholasville KY 118.4M
Acb Bank
 		Cherokee OK 115.4M
State Savings Bank, Frankfort, Mich.
 		Frankfort MI 118.8M
Citizens Bank & Trust Company
 		Covington LA 119.1M
Brown County State Bank
 		Mount Sterling IL 114.0M