West Central Georgia Bank
Thomaston, GA — Non-member Bank
Active
Vitals
-
Total Assets118.5M -0.1 %
-
Total Deposits87.9M -0.5 %
-
Total Net Loans45.4M 2.0 %
-
Net Income1.4M 0.4 %
-
Book Value29.1M 1.2 %
-
Book Value x258.3M 1.2 %
-
Book Value x387.4M 1.2 %
Balance Sheet Highlights
Financial Highlights | West Central Georgia Bank | All Insured Commercial Banks in Georgia |
Balance Sheet $(000) | ||
Total Assets | 118,469 | 256,123 |
Total Net Loans | 45,405 | 160,108 |
Total Deposits | 87,880 | 221,413 |
Total Equity | 29,135 | 27,434 |
Profitability | ||
Net Income | 1,362 | 2,812 |
Return on Average Assets | 1.152 | .99 |
Return on Average Equity | 4.633 | 8.811 |
Net Interest Margin | 4.388 | 4.031 |
Efficiency Ratio | 59.283 | 72.067 |
Noninterest Income/Revenue | 14.5 | 19.316 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 51.667 | 70.662 |
Securities/Assets | .466 | .165 |
Total Equity/Total Assets | .246 | .107 |
Tangible Equity/Tangible Assets | .246 | .105 |
Capital Adequacy | ||
Tier 1 Common Capital | 29,709 | 26,376 |
Tier 1 Capital | 29,709 | 26,452 |
Tier 2 Capital | 765 | 1,919 |
Total Capital | 30,474 | 28,453 |
Total Risk Weighted Assets | 60,706 | 174,280 |
Leverage Ratio | 25.38 | 10.62 |
Common Equity Tier 1 Capital Ratio | 48.94 | 16.191 |
Tier 1 Capital Ratio | 48.94 | 16.286 |
Total Capital Ratio | 50.2 | 17.433 |
Timeline for West Central Georgia Bank
Bankers Bank Card Services, Inc.
Bankers Bank Card Services, Inc. became a new subsidiary organization for West Central Georgia Bank.
View Profile Dec 05 1997Wcg Bancshares, Inc.
Wcg Bancshares, Inc. became a new parent organization for West Central Georgia Bank.
View Profile Feb 01 1983West Central Georgia Bank
West Central Georgia Bank was established 50 years ago and is currently headquartered in Thomaston, GA.
Apr 15 1974Relationships | Role | Relationship Start | Relationship End |
Wcg Bancshares, Inc. | Parent | 2/1/1983 | |
Bankers Bank Card Services, Inc. | Subsidary | 12/5/1997 | 3/13/1998 |
Similar Organizations
Organization | City | State | Total Assets |
---|---|---|---|
Century Bank Of Kentucky, Inc.
|
Lawrenceburg | KY | 118.1M |
The Farmers Bank
|
Nicholasville | KY | 118.4M |
Bcbank, Inc.
|
Philippi | WV | 117.6M |
State Savings Bank, Frankfort, Mich.
|
Frankfort | MI | 118.8M |
Citizens Bank & Trust Company
|
Covington | LA | 119.1M |
Brickyard Bank
|
Lincolnwood | IL | 116.7M |
Bank Of Gleason
|
Gleason | TN | 120.0M |
Federation Bank
|
Washington | IA | 116.2M |
Southwind Bank
|
Natoma | KS | 116.2M |
Acb Bank
|
Cherokee | OK | 115.4M |