Vitals
  • Total Assets
    310.2M 0.9 %
  • Total Deposits
    260.2M 1.2 %
  • Total Net Loans
    221.5M 2.9 %
  • Net Income
    2.9M 11.5 %
  • Book Value
    40.3M 4.8 %
  • Book Value x2
    80.6M 4.8 %
  • Book Value x3
    120.9M 4.8 %
ROAA

.939

ROAE

7.195

Efficiency Ratio

59.328

Net Interest Margin

4.712

Balance Sheet Highlights
Financial Highlights Wayne County Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 310,236 350,717
Total Net Loans 221,511 240,957
Total Deposits 260,167 296,573
Total Equity 40,293 37,152
Profitability
Net Income 2,861 3,593
Return on Average Assets .939 .956
Return on Average Equity 7.195 8.82
Net Interest Margin 4.712 4.036
Efficiency Ratio 59.328 69.386
Noninterest Income/Revenue 12.725 17.129
Balance Sheet Ratios
Loan-to-Deposit 85.142 77.925
Securities/Assets .096 .166
Total Equity/Total Assets .13 .106
Tangible Equity/Tangible Assets .13 .103
Capital Adequacy
Tier 1 Common Capital 40,507 35,983
Tier 1 Capital 40,507 36,157
Tier 2 Capital 3,134 2,649
Total Capital 43,641 38,803
Total Risk Weighted Assets 249,090 253,332
Leverage Ratio 13.19 10.564
Common Equity Tier 1 Capital Ratio 16.26 15.215
Tier 1 Capital Ratio 16.26 15.278
Total Capital Ratio 17.52 16.362

Timeline for Wayne County Bank

Wayne County Bank Travel Club, Inc.

Wayne County Bank Travel Club, Inc. became a new subsidiary organization for Wayne County Bank.

View Profile Apr 10 2006

Wayne County Insurance, Inc.

Wayne County Insurance, Inc. became a new subsidiary organization for Wayne County Bank.

View Profile Oct 01 2001

Wayne County Title, Inc.

Wayne County Title, Inc. became a new subsidiary organization for Wayne County Bank.

View Profile Oct 27 1999

Wayne County Holdings, Inc.

Wayne County Holdings, Inc. became a new subsidiary organization for Wayne County Bank.

View Profile Dec 31 1994

First Federal Savings Association Of Waynesboro

Acquisition: Wayne County Bank acquired a new subsidiary, First Federal Savings Association Of Waynesboro, 32 years

View Profile Aug 10 1991

Want to see more?

Complete timeline for Wayne County Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Savings Association Of Waynesboro Seller 16,118 Failure 8/10/1991
Relationships Role Relationship Start Relationship End
Wayne County Bancshares, Inc. Parent 12/31/1984
Wayne County Bancshares, Inc. Parent 5/12/1983 12/30/1984
Wayne County Holdings, Inc. Subsidary 6/30/2007
Wayne County Title, Inc. Subsidary 6/30/2007
Wayne County Bank Travel Club, Inc. Subsidary 6/30/2007
Wayne County Insurance, Inc. Subsidary 6/30/2007 6/30/2009
Wayne County Holdings, Inc. Subsidary 12/31/1994 6/29/2007
Wayne County Title, Inc. Subsidary 10/27/1999 6/29/2007
Wayne County Insurance, Inc. Subsidary 10/1/2001 6/29/2007
Wayne County Bank Travel Club, Inc. Subsidary 4/10/2006 6/29/2007
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