Vitals
  • Total Assets
    625.2M 20.0 %
  • Total Deposits
    562.3M 25.0 %
  • Total Net Loans
    465.1M 9.6 %
  • Net Income
    5.6M 21.4 %
  • Book Value
    59.8M 10.5 %
  • Book Value x2
    119.6M 10.5 %
  • Book Value x3
    179.4M 10.5 %
ROAA

.987

ROAE

9.877

Efficiency Ratio

63.436

Net Interest Margin

3.633

Balance Sheet Highlights
Financial Highlights Waterford Bank, N.A. All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 625,199 361,398
Total Net Loans 465,101 246,196
Total Deposits 562,305 299,385
Total Equity 59,792 40,120
Profitability
Net Income 5,649 3,580
Return on Average Assets .987 .879
Return on Average Equity 9.877 7.888
Net Interest Margin 3.633 3.69
Efficiency Ratio 63.436 68.453
Noninterest Income/Revenue 14.833 19.831
Balance Sheet Ratios
Loan-to-Deposit 82.713 76.786
Securities/Assets .051 .197
Total Equity/Total Assets .096 .111
Tangible Equity/Tangible Assets .095 .102
Capital Adequacy
Tier 1 Common Capital 59,814 37,120
Tier 1 Capital 59,814 37,403
Tier 2 Capital 5,538 2,742
Total Capital 65,352 40,139
Total Risk Weighted Assets 534,526 260,858
Leverage Ratio 9.51 10.639
Common Equity Tier 1 Capital Ratio 11.19 16.715
Tier 1 Capital Ratio 11.19 16.742
Total Capital Ratio 12.23 17.824

Timeline for Waterford Bank, N.A.

Waterford Bank, N.A.

Waterford Bank, N.A. was established 16 years ago and is currently headquartered in Toledo, OH.

Aug 29 2007

Waterford Bancorp, Inc.

Waterford Bancorp, Inc. became a new parent organization for Waterford Bank, N.A..

View Profile Aug 29 2007
Relationships Role Relationship Start Relationship End
Waterford Bancorp, Inc. Parent 8/29/2007
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