Vitals
  • Total Assets
    169.6M 6.5 %
  • Total Deposits
    143.2M 6.5 %
  • Total Net Loans
    118.6M 7.6 %
  • Net Income
    2.1M 23.7 %
  • Book Value
    18.7M 2.6 %
  • Book Value x2
    37.5M 2.6 %
  • Book Value x3
    56.2M 2.6 %
ROAA

1.222

ROAE

11.01

Efficiency Ratio

72.316

Net Interest Margin

3.949

Balance Sheet Highlights
Financial Highlights Washington State Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 169,645 340,347
Total Net Loans 118,647 227,146
Total Deposits 143,204 291,952
Total Equity 18,742 36,108
Profitability
Net Income 2,055 3,221
Return on Average Assets 1.222 .994
Return on Average Equity 11.01 8.993
Net Interest Margin 3.949 4.112
Efficiency Ratio 72.316 68.63
Noninterest Income/Revenue 14.958 14.204
Balance Sheet Ratios
Loan-to-Deposit 82.852 74.405
Securities/Assets .158 .197
Total Equity/Total Assets .11 .106
Tangible Equity/Tangible Assets .11 .105
Capital Adequacy
Tier 1 Common Capital 18,904 35,803
Tier 1 Capital 18,904 36,059
Tier 2 Capital 1,504 2,443
Total Capital 20,408 38,519
Total Risk Weighted Assets 120,209 245,733
Leverage Ratio 11.14 10.776
Common Equity Tier 1 Capital Ratio 15.73 16.476
Tier 1 Capital Ratio 15.73 16.481
Total Capital Ratio 16.98 17.491

Timeline for Washington State Bank

Southland Federal Savings Bank

Acquisition: Washington State Bank acquired a new subsidiary, Southland Federal Savings Bank, 29 years

View Profile Apr 04 1995

Washington State Bancshares, Inc.

Washington State Bancshares, Inc. became a new parent organization for Washington State Bank.

View Profile Aug 15 1984

American Bank & Trust Company

American Bank & Trust Company became a new parent organization for Washington State Bank.

View Profile Apr 10 1978

Washington State Bank

Washington State Bank was established 131 years ago and is currently headquartered in Washington, LA.

Apr 10 1893
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southland Federal Savings Bank Seller 9,558 Pooling of Interests Discontinued 4/4/1995
Relationships Role Relationship Start Relationship End
Washington State Bancshares, Inc. Parent 12/29/2006
Washington State Bancshares, Inc. Parent 10/16/2006 12/28/2006
Washington State Bancshares, Inc. Parent 6/20/2005 10/15/2006
Washington State Bancshares, Inc. Parent 6/9/2005 6/19/2005
Washington State Bancshares, Inc. Parent 5/3/2005 6/8/2005
Washington State Bancshares, Inc. Parent 2/4/2005 5/2/2005
Washington State Bancshares, Inc. Parent 2/3/2005 2/3/2005
Washington State Bancshares, Inc. Parent 1/2/2004 2/2/2005
Washington State Bancshares, Inc. Parent 12/19/1997 1/1/2004
Washington State Bancshares, Inc. Parent 5/27/1997 12/18/1997
Washington State Bancshares, Inc. Parent 6/14/1996 5/26/1997
Washington State Bancshares, Inc. Parent 8/5/1991 6/13/1996
Washington State Bancshares, Inc. Parent 10/25/1989 8/4/1991
Washington State Bancshares, Inc. Parent 8/15/1984 10/24/1989
American Bank & Trust Company Parent 12/31/1979 4/3/1980
American Bank & Trust Company Parent 4/10/1978 12/30/1979
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