Net Income Analysis ( % relative to Total Revenue )
Income Statement Washington State Bank All Insured Commercial Banks in Louisiana
Interest and Fees on Loans 6,008 12,249
Income from Lease Financing Receivables — 0
— 11
Estimated Tax Benefit from Tax-Exempt Loan Income — 5
Income on Loans and Leases (TE) 6,008 12,303
Investment Interest Income (TE) 775 1,723
Total Interest Income (TE) 6,834 14,309
Total Interest Expense 523 1,286
Net Interest Income (TE) 6,311 13,025
Non-Interest Income 1,202 2,369
Adjusted Operating Income (TE) 7,513 15,580
Non-interest Expense 5,433 10,422
Provision for Loan & Lease Losses — 665
Pretax Operating Income (TE) 2,080 3,985
Pretax Net Operating Income (TE) 2,169 4,088
Applicable Income Taxes — 519
Net Operating Income 2,055 3,221
Net Income 2,055 3,221
Cash Dividends Declared 971 1,724
Retained Earnings 1,084 1,267