Vitals
  • Total Assets
    665.2M 14.1 %
  • Total Deposits
    508.9M 13.3 %
  • Total Net Loans
    497.6M 20.9 %
  • Net Income
    2.5M 16.8 %
  • Book Value
    85.1M 5.6 %
  • Book Value x2
    170.2M 5.6 %
  • Book Value x3
    255.3M 5.6 %
ROAA

.814

ROAE

6.042

Efficiency Ratio

67.227

Net Interest Margin

4.244

Balance Sheet Highlights
Financial Highlights Vista Bank Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 665,223 273,451
Total Net Loans 497,599 146,468
Total Deposits 508,946 236,463
Total Equity 85,114 28,175
Profitability
Net Income 2,539 1,413
Return on Average Assets .814 .972
Return on Average Equity 6.042 9.292
Net Interest Margin 4.244 3.685
Efficiency Ratio 67.227 70.111
Noninterest Income/Revenue 4.557 17.019
Balance Sheet Ratios
Loan-to-Deposit 97.771 58.894
Securities/Assets .049 .246
Total Equity/Total Assets .128 .103
Tangible Equity/Tangible Assets .117 .099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 77,195 26,808
Tier 2 Capital 5,874 1,838
Total Capital 83,069 28,689
Total Risk Weighted Assets 532,710 163,554
Leverage Ratio 12.16 10.218
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.49 18.547
Total Capital Ratio 15.59 19.639

Timeline for Vista Bank Texas

Communitybank Of Texas, N.A.

Vista Bank Texas was acquired by Communitybank Of Texas, N.A. 10 years

View Profile Aug 24 2013

Cbfh, Inc.

Cbfh, Inc. became a new parent organization for Vista Bank Texas.

View Profile Jul 23 2013

Founders Bank, Ssb

Acquisition: Vista Bank Texas acquired a new subsidiary, Founders Bank, Ssb, 12 years

View Profile Jul 01 2011

Vb Texas, Inc.

Vb Texas, Inc. became a new parent organization for Vista Bank Texas.

View Profile Nov 06 2006

Vista Bank Texas

Vista Bank Texas was established 53 years ago and is currently headquartered in Houston, TX.

Jan 20 1971
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Communitybank Of Texas, N.A. Buyer 2,936,428 Acquisition Discontinued 8/24/2013
Founders Bank, Ssb Seller 123,971 Acquisition Discontinued 7/1/2011
Relationships Role Relationship Start Relationship End
Cbfh, Inc. Parent 7/23/2013 8/23/2013
Vb Texas, Inc. Parent 11/6/2006 7/22/2013
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