Vitals
  • Total Assets
    83.5M -43.7 %
  • Total Deposits
    73.0M -44.2 %
  • Total Net Loans
    65.7M -32.3 %
  • Net Income
    -2842000.0000 -4.8 %
  • Book Value
    499000.0000 -92.6 %
  • Book Value x2
    998000.0000 -92.6 %
  • Book Value x3
    1.5M -92.6 %
ROAA

-6.052

ROAE

-368.692

Efficiency Ratio

150.389

Net Interest Margin

3.48

Balance Sheet Highlights
Financial Highlights Virginia Business Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 83,493 561,370
Total Net Loans 65,744 375,174
Total Deposits 72,955 458,736
Total Equity 499 57,985
Profitability
Net Income -2,842 1,724
Return on Average Assets -6.052 .411
Return on Average Equity -368.692 3.735
Net Interest Margin 3.48 3.968
Efficiency Ratio 150.389 75.918
Noninterest Income/Revenue -.97 12.851
Balance Sheet Ratios
Loan-to-Deposit 90.116 82.171
Securities/Assets .141
Total Equity/Total Assets .006 .103
Tangible Equity/Tangible Assets .006 .096
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 499 52,224
Tier 2 Capital 499 4,933
Total Capital 998 57,131
Total Risk Weighted Assets 65,292 402,869
Leverage Ratio .55 9.89
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio .76 13.618
Total Capital Ratio 1.53 14.926

Timeline for Virginia Business Bank

Xenith Bank

Virginia Business Bank was acquired by Xenith Bank 12 years

View Profile Jul 30 2011

Virginia Business Bank

Virginia Business Bank was established 18 years ago and is currently headquartered in Richmond, VA.

Apr 03 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Xenith Bank Buyer 1,070,637 Failure 7/30/2011
Relationships Role Relationship Start Relationship End
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