Vitals
  • Total Assets
    83.7M -15.9 %
  • Total Deposits
    65.5M -22.3 %
  • Total Net Loans
    52.9M 0.3 %
  • Net Income
    146000.0000 146.3 %
  • Book Value
    9.0M 0.2 %
  • Book Value x2
    17.9M 0.2 %
  • Book Value x3
    26.9M 0.2 %
ROAA

.156

ROAE

1.567

Efficiency Ratio

90.929

Net Interest Margin

3.137

Balance Sheet Highlights
Financial Highlights Gardner Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 83,677 161,058
Total Net Loans 52,866 97,183
Total Deposits 65,516 131,657
Total Equity 8,974 18,008
Profitability
Net Income 146 1,663
Return on Average Assets .156 .954
Return on Average Equity 1.567 8.443
Net Interest Margin 3.137 3.683
Efficiency Ratio 90.929 68.374
Noninterest Income/Revenue 17.128 15.013
Balance Sheet Ratios
Loan-to-Deposit 80.692 72.321
Securities/Assets .278 .241
Total Equity/Total Assets .107 .112
Tangible Equity/Tangible Assets .105 .109
Capital Adequacy
Tier 1 Common Capital 9,183 17,454
Tier 1 Capital 9,183 17,457
Tier 2 Capital 735 1,279
Total Capital 9,918 18,771
Total Risk Weighted Assets 58,709 112,595
Leverage Ratio 10.87 11.048
Common Equity Tier 1 Capital Ratio 15.64 16.94
Tier 1 Capital Ratio 15.64 16.949
Total Capital Ratio 16.89 18.109

Timeline for Gardner Bank

Gardner Bank

Gardner Bank was established 39 years ago and is currently headquartered in Gardner, KS.

Nov 07 1984

Gardner Bancshares, Inc.

Gardner Bancshares, Inc. became a new parent organization for Gardner Bank.

View Profile Nov 07 1984
Relationships Role Relationship Start Relationship End
Gardner Bancshares, Inc. Parent 11/7/1984
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