Vitals
  • Total Assets
    77.1M -10.7 %
  • Total Deposits
    67.4M -12.0 %
  • Total Net Loans
    33.6M -15.0 %
  • Net Income
  • Book Value
    6.5M -24.0 %
  • Book Value x2
    13.0M -24.0 %
  • Book Value x3
    19.6M -24.0 %
ROAA

ROAE

Efficiency Ratio

165.981

Net Interest Margin

4.495

Balance Sheet Highlights
Financial Highlights Village Bank & Trust Company All Insured Commercial Banks in New Hampshire
Balance Sheet $(000)
Total Assets 77,072 370,562
Total Net Loans 33,558 224,656
Total Deposits 67,387 298,313
Total Equity 6,521 45,868
Profitability
Net Income — 2,799
Return on Average Assets — .871
Return on Average Equity — 9.605
Net Interest Margin 4.495 4.268
Efficiency Ratio 165.981 76
Noninterest Income/Revenue 9.956 7.926
Balance Sheet Ratios
Loan-to-Deposit 49.799 74.723
Securities/Assets .264 .295
Total Equity/Total Assets .085 .124
Tangible Equity/Tangible Assets .085 -.094
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,652 28,478
Tier 2 Capital 416 2,843
Total Capital 7,068 31,321
Total Risk Weighted Assets 38,311 262,328
Leverage Ratio 8.69 8.249
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.36 12.231
Total Capital Ratio 18.45 13.288

Timeline for Village Bank & Trust Company

Bank Of New Hampshire

Village Bank & Trust Company was acquired by Bank Of New Hampshire 18 years

View Profile Oct 01 2005

Independence Trust Company

Independence Trust Company became a new subsidiary organization for Village Bank & Trust Company.

View Profile Mar 31 1995

Village Financial Corporation

Village Financial Corporation became a new parent organization for Village Bank & Trust Company.

View Profile Jan 18 1985

Village Bank & Trust Company

Village Bank & Trust Company was established 42 years ago and is currently headquartered in Gilford, NH.

Feb 16 1982
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of New Hampshire Buyer 1,423,760 Acquisition Discontinued 10/1/2005
Relationships Role Relationship Start Relationship End
Village Financial Corporation Parent 1/18/1985 9/30/2005
Independence Trust Company Subsidary 3/31/1995 9/3/2002
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