Efficiency Ratio Over Time
Efficiency Ratio Village Bank & Trust Company All Insured Commercial Banks in New Hampshire
09-30-2005 165.981 76
06-30-2005 67.92 68.221
03-31-2005 69.218 67.593
12-31-2004 70.643 68.74
09-30-2004 71.489 70.156
06-30-2004 71.592 67.028
03-31-2004 72.707 70.434
12-31-2003 72.503 65.775
09-30-2003 73.631 65.333
06-30-2003 75.738 64.114
03-31-2003 78.584 65.03
12-31-2002 71.599 62.264