Vitals
  • Total Assets
    110.0M 5.4 %
  • Total Deposits
    96.8M 4.0 %
  • Total Net Loans
    79.1M 2.0 %
  • Net Income
    2.4M 16.1 %
  • Book Value
    12.3M 18.4 %
  • Book Value x2
    24.6M 18.4 %
  • Book Value x3
    36.8M 18.4 %
ROAA

2.273

ROAE

21.793

Efficiency Ratio

41.556

Net Interest Margin

4.498

Balance Sheet Highlights
Financial Highlights Viking State Bank & Trust All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 110,049 144,452
Total Net Loans 79,141 88,852
Total Deposits 96,819 119,378
Total Equity 12,279 15,698
Profitability
Net Income 2,449 1,601
Return on Average Assets 2.273 1.141
Return on Average Equity 21.793 10.549
Net Interest Margin 4.498 3.861
Efficiency Ratio 41.556 61.164
Noninterest Income/Revenue 6.969 12.179
Balance Sheet Ratios
Loan-to-Deposit 81.741 70.843
Securities/Assets .107 .243
Total Equity/Total Assets .112 .109
Tangible Equity/Tangible Assets .112 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,830 14,046
Tier 2 Capital 1,086 1,130
Total Capital 12,916 15,171
Total Risk Weighted Assets 86,617 101,600
Leverage Ratio 10.79 10.053
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.66 15.005
Total Capital Ratio 14.91 16.09

Timeline for Viking State Bank & Trust

Waukon State Bank

Viking State Bank & Trust was acquired by Waukon State Bank 13 years

View Profile Jan 01 2012

Viking State Bank & Trust

Viking State Bank & Trust was established 29 years ago and is currently headquartered in Decorah, IA.

Feb 20 1996

Wfc, Inc.

Wfc, Inc. became a new parent organization for Viking State Bank & Trust.

View Profile Feb 20 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Waukon State Bank Buyer 270,003 Pooling of Interests Discontinued 1/1/2012
Relationships Role Relationship Start Relationship End
Wfc, Inc. Parent 2/20/1996 12/31/2011
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