Viking State Bank & Trust
Decorah, IA — Domestic Branch of a Domestic Bank
Acquired Jan 2012
Efficiency Ratio Over Time
| Efficiency Ratio | Viking State Bank & Trust | All Insured Commercial Banks in Iowa |
| 12-31-2011 | 41.556 | 61.164 |
| 09-30-2011 | 43.523 | 60.207 |
| 06-30-2011 | 43.26 | 61.117 |
| 03-31-2011 | 44.454 | 61.955 |
| 12-31-2010 | 41.681 | 61.606 |
| 09-30-2010 | 41.196 | 60.344 |
| 06-30-2010 | 41.039 | 60.36 |
| 03-31-2010 | 42.364 | 61.058 |
| 12-31-2009 | 42.709 | 63.35 |
| 09-30-2009 | 43.006 | 62.568 |
| 06-30-2009 | 41.808 | 63.179 |
| 03-31-2009 | 41.222 | 61.322 |
| 12-31-2008 | 46.45 | 61.499 |
| 09-30-2008 | 45.191 | 60.136 |
| 06-30-2008 | 45.986 | 61.136 |
| 03-31-2008 | 43.316 | 61.724 |
| 12-31-2007 | 49.827 | 62.773 |
| 09-30-2007 | 47.848 | 61.738 |
| 06-30-2007 | 47.511 | 62.033 |
| 03-31-2007 | 46.574 | 63.023 |
| 12-31-2006 | 47.769 | 62.678 |
| 09-30-2006 | 45.12 | 61.508 |
| 06-30-2006 | 45.295 | 61.549 |
| 03-31-2006 | 45.312 | 62.083 |
| 12-31-2005 | 49.878 | 61.109 |
| 09-30-2005 | 46.559 | 59.958 |
| 06-30-2005 | 47.257 | 59.974 |
| 03-31-2005 | 43.937 | 60.352 |
| 12-31-2004 | 45.757 | 60.659 |
| 09-30-2004 | 44.976 | 59.313 |
| 06-30-2004 | 42.731 | 59.954 |
| 03-31-2004 | 41.908 | 60.454 |
| 12-31-2003 | 40.689 | 60.721 |
| 09-30-2003 | 39.044 | 59.436 |
| 06-30-2003 | 37.723 | 59.565 |
| 03-31-2003 | 37.131 | 60.143 |
| 12-31-2002 | 38.292 | 59.278 |