Vitals
  • Total Assets
    59.1M 14.9 %
  • Total Deposits
    51.4M 11.6 %
  • Total Net Loans
    31.8M 18.8 %
  • Net Income
    286000.0000 81.0 %
  • Book Value
    5.2M 2.0 %
  • Book Value x2
    10.4M 2.0 %
  • Book Value x3
    15.5M 2.0 %
ROAA

1.982

ROAE

22.166

Efficiency Ratio

49.716

Net Interest Margin

4.112

Balance Sheet Highlights
Financial Highlights Victoria State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 59,073 82,949
Total Net Loans 31,754 58,817
Total Deposits 51,392 69,216
Total Equity 5,176 8,068
Profitability
Net Income 286 601
Return on Average Assets 1.982 1.531
Return on Average Equity 22.166 15.617
Net Interest Margin 4.112 4.455
Efficiency Ratio 49.716 62.926
Noninterest Income/Revenue 11.34 10.363
Balance Sheet Ratios
Loan-to-Deposit 61.788 81.815
Securities/Assets .389 .263
Total Equity/Total Assets .088 .097
Tangible Equity/Tangible Assets .088 -.013
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,472 7,836
Tier 2 Capital 405 704
Total Capital 5,877 8,531
Total Risk Weighted Assets 40,953 63,403
Leverage Ratio 9.48 9.669
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.36 13.238
Total Capital Ratio 14.35 14.341

Timeline for Victoria State Bank

Kleinbank

Victoria State Bank was acquired by Kleinbank 19 years

View Profile Apr 03 2005

Klein Financial, Inc.

Klein Financial, Inc. became a new parent organization for Victoria State Bank.

View Profile Aug 01 1975

Victoria State Bank

Victoria State Bank was established 113 years ago and is currently headquartered in Victoria, MN.

Jan 01 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kleinbank Buyer 1,917,204 Pooling of Interests Discontinued 4/3/2005
Relationships Role Relationship Start Relationship End
Klein Financial, Inc. Parent 12/30/1996 4/2/2005
Klein Financial, Inc. Parent 8/17/1995 12/29/1996
Klein Financial, Inc. Parent 2/23/1988 8/16/1995
Klein Financial, Inc. Parent 12/31/1979 2/22/1988
Klein Financial, Inc. Parent 12/31/1977 12/30/1979
Klein Financial, Inc. Parent 8/1/1975 12/30/1977
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