Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Victoria State Bank All Insured Commercial Banks in Minnesota
03-31-2005 13.36 13.238
12-31-2004 13.86 13.12
09-30-2004 12.76 13.271
06-30-2004 13.08 13.289
03-31-2004 12.85 13.432
12-31-2003 13.41 13.36
09-30-2003 13.23 13.44
06-30-2003 12.94 13.268
03-31-2003 14.69 13.472
12-31-2002 12.4 13.352