Vitals
  • Total Assets
    192.8M 2.6 %
  • Total Deposits
    149.4M 6.8 %
  • Total Net Loans
    98.8M -13.7 %
  • Net Income
    401000.0000 158.0 %
  • Book Value
    42.0M -0.5 %
  • Book Value x2
    84.0M -0.5 %
  • Book Value x3
    126.1M -0.5 %
ROAA

.852

ROAE

3.839

Efficiency Ratio

66.847

Net Interest Margin

4.077

Balance Sheet Highlights
Financial Highlights Valrico State Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 192,811 358,140
Total Net Loans 98,837 216,205
Total Deposits 149,373 298,756
Total Equity 42,021 33,845
Profitability
Net Income 401 286
Return on Average Assets .852 .241
Return on Average Equity 3.839 1.703
Net Interest Margin 4.077 3.601
Efficiency Ratio 66.847 86.454
Noninterest Income/Revenue 18.212 12.233
Balance Sheet Ratios
Loan-to-Deposit 66.168 71.385
Securities/Assets .182 .192
Total Equity/Total Assets .218 .095
Tangible Equity/Tangible Assets .118 .092
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,194 30,498
Tier 2 Capital 1,585 3,056
Total Capital 23,779 33,599
Total Risk Weighted Assets 125,860 231,153
Leverage Ratio 13.13 9.016
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.63 13.949
Total Capital Ratio 18.89 15.253

Timeline for Valrico State Bank

Centerstate Bank Of Florida, National Association

Valrico State Bank was acquired by Centerstate Bank Of Florida, National Association 11 years

View Profile Jun 01 2012

Centerstate Shared Services, Inc.

Centerstate Shared Services, Inc. became a new subsidiary organization for Valrico State Bank.

View Profile Nov 30 2007

Centerstate Banks, Inc.

Centerstate Banks, Inc. became a new parent organization for Valrico State Bank.

View Profile Apr 02 2007

Valrico Bancorp, Inc.

Valrico Bancorp, Inc. became a new parent organization for Valrico State Bank.

View Profile May 31 1995

Valrico State Bank

Valrico State Bank was established 34 years ago and is currently headquartered in Valrico, FL.

Jun 23 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Centerstate Bank Of Florida, National Association Buyer 5,005,472 Pooling of Interests Discontinued 6/1/2012
Relationships Role Relationship Start Relationship End
Centerstate Banks, Inc. Parent 4/2/2007 5/31/2012
Valrico Bancorp, Inc. Parent 5/31/1995 4/1/2007
Centerstate Shared Services, Inc. Subsidary 11/30/2007 12/31/2010
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