Vitals
  • Total Assets
    40.3M -18.6 %
  • Total Deposits
    41.3M 12.0 %
  • Total Net Loans
    22.0M -31.1 %
  • Net Income
  • Book Value
  • Book Value x2
  • Book Value x3
ROAA

ROAE

Efficiency Ratio

Net Interest Margin

1.432

Balance Sheet Highlights
Financial Highlights Valley Capital Bank, National Association All Insured Commercial Banks in Arizona
Balance Sheet $(000)
Total Assets 40,270 196,440
Total Net Loans 22,032 135,540
Total Deposits 41,312 164,523
Total Equity — 23,186
Profitability
Net Income — 568
Return on Average Assets — .47
Return on Average Equity — 4.457
Net Interest Margin 1.432 3.453
Efficiency Ratio — 134.533
Noninterest Income/Revenue 20.222
Balance Sheet Ratios
Loan-to-Deposit 53.331 82.5
Securities/Assets .255
Total Equity/Total Assets .118
Tangible Equity/Tangible Assets -2.126
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital — 21,192
Tier 2 Capital — 3,000
Total Capital — 24,176
Total Risk Weighted Assets 30,817 150,962
Leverage Ratio — 11.531
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio — 14.73
Total Capital Ratio — 16.038

Timeline for Valley Capital Bank, National Association

Enterprise Bank & Trust

Valley Capital Bank, National Association was acquired by Enterprise Bank & Trust 14 years

View Profile Dec 12 2009

Fentura Financial, Inc.

Fentura Financial, Inc. became a new parent organization for Valley Capital Bank, National Association.

View Profile Sep 21 2007

Central Financial Corporation

Central Financial Corporation became a new parent organization for Valley Capital Bank, National Association.

View Profile Sep 21 2007

Valley Capital Bank, National Association

Valley Capital Bank, National Association was established 17 years ago and is currently headquartered in Mesa, AZ.

Nov 10 2006

Premier Commercial Bancorp

Premier Commercial Bancorp became a new parent organization for Valley Capital Bank, National Association.

View Profile Nov 10 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Enterprise Bank & Trust Buyer 3,896,450 Failure 12/12/2009
Relationships Role Relationship Start Relationship End
Fentura Financial, Inc. Parent 9/21/2007 12/11/2009
Central Financial Corporation Parent 9/21/2007 12/11/2009
Premier Commercial Bancorp Parent 11/10/2006 9/20/2007
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