Efficiency Ratio Over Time
Efficiency Ratio Valley Capital Bank, National Association All Insured Commercial Banks in Arizona
09-30-2009 134.533
06-30-2009 222.186 142.228
03-31-2009 310.62 134.603
12-31-2008 366.084 151.107
09-30-2008 201.746 124.798
06-30-2008 194.672 128.095
03-31-2008 167.154 131.758
12-31-2007 225.424 142.12
09-30-2007 617.857 126.608
06-30-2007 325.947 104.915
03-31-2007 344.255 86.418
12-31-2006 2058.667 92.508
09-30-2006 86.432
06-30-2006 79.483
03-31-2006 68.127
12-31-2005 72.226
09-30-2005 72.565
06-30-2005 72.612
03-31-2005 74.043
12-31-2004 74.304
09-30-2004 75.867
06-30-2004 78.373
03-31-2004 77.094
12-31-2003 94.762
09-30-2003 90.81
06-30-2003 95.041
03-31-2003 101.157
12-31-2002 156.426