Vitals
  • Total Assets
    313.3M 3.1 %
  • Total Deposits
    284.6M 4.0 %
  • Total Net Loans
    149.3M 11.1 %
  • Net Income
    2.9M 25.0 %
  • Book Value
    26.1M -7.8 %
  • Book Value x2
    52.2M -7.8 %
  • Book Value x3
    78.3M -7.8 %
ROAA

.931

ROAE

9.716

Efficiency Ratio

73.682

Net Interest Margin

4.248

Balance Sheet Highlights
Financial Highlights Valley Bank & Trust All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 313,297 406,389
Total Net Loans 149,321 257,573
Total Deposits 284,587 344,879
Total Equity 26,088 40,990
Profitability
Net Income 2,851 4,034
Return on Average Assets .931 1.068
Return on Average Equity 9.716 9.983
Net Interest Margin 4.248 3.933
Efficiency Ratio 73.682 70.399
Noninterest Income/Revenue 14.661 23.071
Balance Sheet Ratios
Loan-to-Deposit 52.469 73.804
Securities/Assets .408 .203
Total Equity/Total Assets .083 .101
Tangible Equity/Tangible Assets .083 .096
Capital Adequacy
Tier 1 Common Capital 28,507 39,094
Tier 1 Capital 28,507 39,135
Tier 2 Capital 2,466 3,076
Total Capital 30,973 42,210
Total Risk Weighted Assets 203,230 288,026
Leverage Ratio 9.01 10.22
Common Equity Tier 1 Capital Ratio 14.03 15.667
Tier 1 Capital Ratio 14.03 15.699
Total Capital Ratio 15.24 16.831

Timeline for Valley Bank & Trust

Platte Valley Bank

Acquisition: Valley Bank & Trust acquired a new subsidiary, Platte Valley Bank, 29 years

View Profile May 23 1994

Valley Bank Of Lyons

Acquisition: Valley Bank & Trust acquired a new subsidiary, Valley Bank Of Lyons, 30 years

View Profile May 29 1993

Valley Bank Of Frederick

Acquisition: Valley Bank & Trust acquired a new subsidiary, Valley Bank Of Frederick, 31 years

View Profile Feb 08 1993

Valley Bank & Trust

Valley Bank & Trust was established 46 years ago and is currently headquartered in Brighton, CO.

Jan 03 1978

Valley Bancorp, Inc.

Valley Bancorp, Inc. became a new parent organization for Valley Bank & Trust.

View Profile Jan 03 1978
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Platte Valley Bank Seller 50,163 Discontinued 5/23/1994
Valley Bank Of Lyons Seller 8,362 Discontinued 5/29/1993
Valley Bank Of Frederick Seller 10,032 Discontinued 2/8/1993
Relationships Role Relationship Start Relationship End
Valley Bancorp, Inc. Parent 9/13/1984
Valley Bancorp, Inc. Parent 1/3/1978 9/12/1984
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