Vitals
  • Total Assets
    98.1M 1.4 %
  • Total Deposits
    88.4M 0.9 %
  • Total Net Loans
    47.9M 11.7 %
  • Net Income
    770000.0000 -22.4 %
  • Book Value
    9.6M 6.6 %
  • Book Value x2
    19.3M 6.6 %
  • Book Value x3
    28.9M 6.6 %
ROAA

.808

ROAE

8.273

Efficiency Ratio

73.666

Net Interest Margin

4.178

Balance Sheet Highlights
Financial Highlights Valley Bank Of Ronan All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 98,129 255,215
Total Net Loans 47,929 167,310
Total Deposits 88,364 209,480
Total Equity 9,628 27,768
Profitability
Net Income 770 3,773
Return on Average Assets .808 1.156
Return on Average Equity 8.273 10.32
Net Interest Margin 4.178 4.175
Efficiency Ratio 73.666 64.895
Noninterest Income/Revenue 20.173 17.262
Balance Sheet Ratios
Loan-to-Deposit 54.24 71.452
Securities/Assets .079 .213
Total Equity/Total Assets .098 .109
Tangible Equity/Tangible Assets .093 .103
Capital Adequacy
Tier 1 Common Capital 9,247 26,784
Tier 1 Capital 9,247 26,784
Tier 2 Capital 589 2,156
Total Capital 9,836 28,932
Total Risk Weighted Assets 46,906 187,374
Leverage Ratio 9.56 10.719
Common Equity Tier 1 Capital Ratio 19.71 15.99
Tier 1 Capital Ratio 19.71 15.99
Total Capital Ratio 20.97 17.149

Timeline for Valley Bank Of Ronan

Lake County Bank

Acquisition: Valley Bank Of Ronan acquired a new subsidiary, Lake County Bank, 9 years

View Profile Apr 11 2015

Valley Holding Company

Valley Holding Company became a new parent organization for Valley Bank Of Ronan.

View Profile Jan 15 1987

Valley Bank Of Ronan

Valley Bank Of Ronan was established 40 years ago and is currently headquartered in Ronan, MT.

Feb 21 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lake County Bank Seller 31,612 Acquisition Discontinued 4/11/2015
Relationships Role Relationship Start Relationship End
Valley Holding Company Parent 1/15/1987
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