Vitals
  • Total Assets
    114.0M 0.4 %
  • Total Deposits
    92.0M 3.6 %
  • Total Net Loans
    70.7M -9.6 %
  • Net Income
    1.1M -7.3 %
  • Book Value
    15.8M 5.6 %
  • Book Value x2
    31.6M 5.6 %
  • Book Value x3
    47.4M 5.6 %
ROAA

1.257

ROAE

9.105

Efficiency Ratio

66.563

Net Interest Margin

3.668

Balance Sheet Highlights
Financial Highlights University Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 113,962 148,482
Total Net Loans 70,667 86,699
Total Deposits 91,970 120,065
Total Equity 15,801 16,984
Profitability
Net Income 1,060 1,172
Return on Average Assets 1.257 .975
Return on Average Equity 9.105 8.778
Net Interest Margin 3.668 3.63
Efficiency Ratio 66.563 67.799
Noninterest Income/Revenue 13.284 14.595
Balance Sheet Ratios
Loan-to-Deposit 76.837 70.637
Securities/Assets .065 .266
Total Equity/Total Assets .139 .114
Tangible Equity/Tangible Assets .139 .111
Capital Adequacy
Tier 1 Common Capital 15,799 15,883
Tier 1 Capital 15,799 15,930
Tier 2 Capital 978 1,156
Total Capital 16,777 17,114
Total Risk Weighted Assets 77,545 102,733
Leverage Ratio 13.73 10.779
Common Equity Tier 1 Capital Ratio 20.37 17.01
Tier 1 Capital Ratio 20.37 17.039
Total Capital Ratio 21.64 18.196

Timeline for University Bank

The Girard National Bank

University Bank was acquired by The Girard National Bank 8 years

View Profile Oct 06 2015

University Bank

University Bank was established 25 years ago and is currently headquartered in Pittsburg, KS.

Jan 04 1999

University National Bancshares, Inc.

University National Bancshares, Inc. became a new parent organization for University Bank.

View Profile Jan 04 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Girard National Bank Buyer 645,158 Acquisition Discontinued 10/6/2015
Relationships Role Relationship Start Relationship End
University National Bancshares, Inc. Parent 1/4/1999 10/5/2015
Similar Organizations
Organization City State Total Assets
Brown County State Bank
 		Mount Sterling IL 114.0M
Acb Bank
 		Cherokee OK 115.4M
The Hicksville Bank
 		Hicksville OH 112.3M
Vermilion Bank & Trust Company
 		Kaplan LA 112.0M
Southwind Bank
 		Natoma KS 116.2M
Federation Bank
 		Washington IA 116.2M
Pbk Bank, Inc.
 		Stanford KY 111.5M
Brickyard Bank
 		Lincolnwood IL 116.7M
Prairie Community Bank
 		Marengo IL 111.1M
Mason State Bank
 		Mason MI 114.6M