Vitals
  • Total Assets
    38.9M 6.6 %
  • Total Deposits
    34.1M 0.9 %
  • Total Net Loans
    27.0M 15.2 %
  • Net Income
    263000.0000 -10.2 %
  • Book Value
    2.6M 2.6 %
  • Book Value x2
    5.2M 2.6 %
  • Book Value x3
    7.8M 2.6 %
ROAA

.941

ROAE

13.67

Efficiency Ratio

72.586

Net Interest Margin

3.892

Balance Sheet Highlights
Financial Highlights Unity Bank Central All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 38,863 95,103
Total Net Loans 27,028 70,105
Total Deposits 34,094 79,078
Total Equity 2,615 9,481
Profitability
Net Income 263 1,982
Return on Average Assets .941 1.528
Return on Average Equity 13.67 15.246
Net Interest Margin 3.892 4.48
Efficiency Ratio 72.586 63.158
Noninterest Income/Revenue 10.458 9.001
Balance Sheet Ratios
Loan-to-Deposit 79.275 85.585
Securities/Assets .219 .233
Total Equity/Total Assets .067 .1
Tangible Equity/Tangible Assets .067 .034
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,742 9,187
Tier 2 Capital 300 832
Total Capital 3,042 10,017
Total Risk Weighted Assets 23,952 75,098
Leverage Ratio 7.23 10.16
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.45 13.287
Total Capital Ratio 12.7 14.393

Timeline for Unity Bank Central

Unity Bank

Unity Bank Central was acquired by Unity Bank 17 years

View Profile Dec 30 2006

Kimberly Leasing Corporation

Kimberly Leasing Corporation became a new parent organization for Unity Bank Central.

View Profile May 23 1984

Jdob, Inc.

Jdob, Inc. became a new parent organization for Unity Bank Central.

View Profile Sep 06 1983

Unity Bank Central

Unity Bank Central was established 113 years ago and is currently headquartered in Staples, MN.

Feb 07 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Unity Bank Buyer 204,674 Pooling of Interests Discontinued 12/30/2006
Relationships Role Relationship Start Relationship End
Kimberly Leasing Corporation Parent 12/27/1996 12/29/2006
Kimberly Leasing Corporation Parent 2/17/1987 12/26/1996
Kimberly Leasing Corporation Parent 5/23/1984 2/16/1987
Jdob, Inc. Parent 9/6/1983 5/22/1984
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