Vitals
  • Total Assets
    2.9B 2.9 %
  • Total Deposits
    2.3B 5.5 %
  • Total Net Loans
    2.0B 19.6 %
  • Net Income
    16.0M -29.7 %
  • Book Value
    293.8M -4.0 %
  • Book Value x2
    587.7M -4.0 %
  • Book Value x3
    881.5M -4.0 %
ROAA

.526

ROAE

5.281

Efficiency Ratio

76.409

Net Interest Margin

3.919

Balance Sheet Highlights
Financial Highlights United National Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 2,948,054 773,755
Total Net Loans 1,969,476 414,362
Total Deposits 2,276,771 621,076
Total Equity 293,841 61,328
Profitability
Net Income 16,003 15,681
Return on Average Assets .526 1.042
Return on Average Equity 5.281 11.742
Net Interest Margin 3.919 3.853
Efficiency Ratio 76.409 70.163
Noninterest Income/Revenue 14.348 20.149
Balance Sheet Ratios
Loan-to-Deposit 86.503 72.809
Securities/Assets .217 .822
Total Equity/Total Assets .1 .079
Tangible Equity/Tangible Assets .067 .036
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 199,166 54,742
Tier 2 Capital 22,537 5,759
Total Capital 221,703 61,981
Total Risk Weighted Assets 2,161,531 430,372
Leverage Ratio 6.49 9.378
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.21 14.074
Total Capital Ratio 10.26 15.142

Timeline for United National Bank

Pnc Bank, National Association

United National Bank was acquired by Pnc Bank, National Association 20 years

View Profile Mar 20 2004

Pnc Bancorp, Inc.

Pnc Bancorp, Inc. became a new parent organization for United National Bank.

View Profile Jan 01 2004

Vista Bank, National Association

Acquisition: United National Bank acquired a new subsidiary, Vista Bank, National Association, 21 years

View Profile Aug 24 2002

United National Agency, Inc

United National Agency, Inc became a new subsidiary organization for United National Bank.

View Profile Aug 11 2000

Raritan Savings Bank

Acquisition: United National Bank acquired a new subsidiary, Raritan Savings Bank, 25 years

View Profile Mar 31 1999

Want to see more?

Complete timeline for United National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pnc Bank, National Association Buyer 43,244,081 Pooling of Interests Discontinued 3/20/2004
Vista Bank, National Association Seller 711,145 Pooling of Interests Discontinued 8/24/2002
Raritan Savings Bank Seller 431,533 Pooling of Interests Discontinued 3/31/1999
State Bank Of South Orange Seller 70,236 Pooling of Interests Discontinued 10/1/1998
Farrington Bank Seller 64,995 Pooling of Interests Discontinued 3/1/1997
New Era Bank Seller 118,091 Pooling of Interests Discontinued 6/30/1995
First Atlantic Federal Savings And Loan Association Seller 683,718 Failure 9/14/1991
Plainfield Branch Seller Discontinued 8/1/1988
The First National Bank Of Belvidere Seller 38,230 Discontinued 7/9/1984
Hunterdon County Trust Company Seller 38,376 Discontinued 11/15/1982
Bridgewater National Bank Seller 8,189 Discontinued 8/24/1975
First Nb Of Plainfield Seller Failure 4/11/1939
Relationships Role Relationship Start Relationship End
Pnc Bancorp, Inc. Parent 1/1/2004 3/19/2004
United National Bancorp Parent 8/1/1988 12/31/2003
United National Investment Company, Inc. Subsidary 8/1/1989 3/19/2004
United Commercial Capital Group, Llc Subsidary 7/29/1997 3/19/2004
United National Agency, Inc Subsidary 8/11/2000 3/19/2004
United Financial Services, Inc. Subsidary 11/2/1995 2/13/2003
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