Vitals
  • Total Assets
    146.2M -0.2 %
  • Total Deposits
    111.4M -0.3 %
  • Total Net Loans
    121.2M 4.0 %
  • Net Income
    3.0M -1.0 %
  • Book Value
    17.7M 4.2 %
  • Book Value x2
    35.5M 4.2 %
  • Book Value x3
    53.2M 4.2 %
ROAA

2.038

ROAE

17.277

Efficiency Ratio

45.789

Net Interest Margin

4.314

Balance Sheet Highlights
Financial Highlights United Farmers State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 146,175 147,703
Total Net Loans 121,177 97,223
Total Deposits 111,439 126,600
Total Equity 17,736 15,565
Profitability
Net Income 2,994 1,683
Return on Average Assets 2.038 1.08
Return on Average Equity 17.277 9.905
Net Interest Margin 4.314 3.845
Efficiency Ratio 45.789 68.21
Noninterest Income/Revenue 5.072 13.68
Balance Sheet Ratios
Loan-to-Deposit 108.738 75.205
Securities/Assets .089 .174
Total Equity/Total Assets .121 .105
Tangible Equity/Tangible Assets .121 .103
Capital Adequacy
Tier 1 Common Capital 17,567 15,225
Tier 1 Capital 17,567 15,232
Tier 2 Capital 1,628 1,135
Total Capital 19,195 16,386
Total Risk Weighted Assets 129,886 105,251
Leverage Ratio 11.87 10.475
Common Equity Tier 1 Capital Ratio 13.52 15.3
Tier 1 Capital Ratio 13.52 15.308
Total Capital Ratio 14.78 16.398

Timeline for United Farmers State Bank

Farmers State Bank Of Elkton

Acquisition: United Farmers State Bank acquired a new subsidiary, Farmers State Bank Of Elkton, 10 years

View Profile Jan 18 2014

State Bank Of Rose Creek

Acquisition: United Farmers State Bank acquired a new subsidiary, State Bank Of Rose Creek, 35 years

View Profile Feb 20 1989

Adams Bancshares, Inc.

Adams Bancshares, Inc. became a new parent organization for United Farmers State Bank.

View Profile Jan 06 1982

United Farmers State Bank

United Farmers State Bank was established 110 years ago and is currently headquartered in Adams, MN.

Jan 01 1914
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank Of Elkton Seller 53,131 Pooling of Interests Discontinued 1/18/2014
State Bank Of Rose Creek Seller 8,057 Discontinued 2/20/1989
Relationships Role Relationship Start Relationship End
Adams Bancshares, Inc. Parent 12/31/1989
Adams Bancshares, Inc. Parent 1/6/1982 12/30/1989
Similar Organizations
Organization City State Total Assets
Quoin Financial Bank
 		Miller SD 146.5M
Davis Trust Company
 		Elkins WV 146.7M
American Trust Bank Of East Tennessee
 		Knoxville TN 142.0M
Southern Bank & Trust
 		Clarkesville GA 141.9M
American Bank & Trust Wisconsin
 		Cuba City WI 148.2M
Bankstar Financial
 		Elkton SD 148.5M
Hometown Bank Of Pennsylvania
 		Bedford PA 144.7M
Community State Bank
 		Spencer IA 149.8M
Jersey State Bank
 		Jerseyville IL 145.5M
Bank Of Nebraska
 		La Vista NE 144.5M