Vitals
  • Total Assets
    47.2M 1.3 %
  • Total Deposits
    42.9M 1.0 %
  • Total Net Loans
    24.3M -6.8 %
  • Net Income
    57000.0000 35.7 %
  • Book Value
    4.1M 2.5 %
  • Book Value x2
    8.1M 2.5 %
  • Book Value x3
    12.2M 2.5 %
ROAA

.488

ROAE

5.617

Efficiency Ratio

83.459

Net Interest Margin

2.934

Balance Sheet Highlights
Financial Highlights United Community Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 47,152 254,472
Total Net Loans 24,320 158,542
Total Deposits 42,911 215,878
Total Equity 4,072 27,564
Profitability
Net Income 57 571
Return on Average Assets .488 .83
Return on Average Equity 5.617 7.592
Net Interest Margin 2.934 3.418
Efficiency Ratio 83.459 69.878
Noninterest Income/Revenue 11.057 15.985
Balance Sheet Ratios
Loan-to-Deposit 56.675 67.746
Securities/Assets .212 .211
Total Equity/Total Assets .086 .108
Tangible Equity/Tangible Assets .086 .104
Capital Adequacy
Tier 1 Common Capital 4,072 25,470
Tier 1 Capital 4,072 25,516
Tier 2 Capital 265 1,845
Total Capital 4,337 27,371
Total Risk Weighted Assets 26,014 177,243
Leverage Ratio 8.72 10.349
Common Equity Tier 1 Capital Ratio 15.65 16.758
Tier 1 Capital Ratio 15.65 16.76
Total Capital Ratio 16.67 17.821

Timeline for United Community Bank

First Farmers Bank And Trust Company

United Community Bank was acquired by First Farmers Bank And Trust Company 9 years

View Profile Apr 18 2015

Oakwood Bancorp, Inc.

Oakwood Bancorp, Inc. became a new parent organization for United Community Bank.

View Profile Dec 01 1980

United Community Bank

United Community Bank was established 116 years ago and is currently headquartered in Oakwood, IL.

Dec 15 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Farmers Bank And Trust Company Buyer 1,547,292 Acquisition Discontinued 4/18/2015
Relationships Role Relationship Start Relationship End
Oakwood Bancorp, Inc. Parent 12/19/1996 4/17/2015
Oakwood Bancorp, Inc. Parent 12/31/1993 12/18/1996
Oakwood Bancorp, Inc. Parent 12/1/1980 12/30/1993
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