United Community Bank
Oakwood, IL — Domestic Branch of a Domestic Bank
Acquired Apr 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Community Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 310 | 1,859 |
Income from Lease Financing Receivables | — | 1 |
8 | 8 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 4 |
Income on Loans and Leases (TE) | 314 | 1,874 |
Investment Interest Income (TE) | 30 | 353 |
Total Interest Income (TE) | 362 | 2,283 |
Total Interest Expense | 34 | 227 |
Net Interest Income (TE) | 328 | 2,044 |
Non-Interest Income | 45 | 434 |
Adjusted Operating Income (TE) | 373 | 2,530 |
Non-interest Expense | 311 | 1,700 |
Provision for Loan & Lease Losses | — | 62 |
Pretax Operating Income (TE) | 62 | 749 |
Pretax Net Operating Income (TE) | 62 | 778 |
Applicable Income Taxes | — | 126 |
Net Operating Income | 57 | 571 |
Net Income | 57 | 571 |
Cash Dividends Declared | 30 | 164 |
Retained Earnings | 27 | 322 |