United Community Bank Financial Statements & Health Reports

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Total Assets

1.4B 41.8 %
Total Deposits

1.2B 41.0 %
Total Net Loans

954.0M 61.7 %
Net Income

19.6M 21.0 %
Book Value

126.8M 16.6 %
Book Value x2

253.6M 16.6 %
Book Value x3

380.3M 16.6 %

ROAA

1.357

ROAE

15.434

Efficiency Ratio

61.679

Net Interest Margin

3.027

Balance Sheet Highlights

Financial Highlights	United Community Bank	All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets	1,422,951	290,894
Total Net Loans	953,983	191,278
Total Deposits	1,179,453	246,407
Total Equity	126,778	31,125
Profitability
Net Income	19,567	2,670
Return on Average Assets	1.357	.919
Return on Average Equity	15.434	8.247
Net Interest Margin	3.027	3.499
Efficiency Ratio	61.679	67.9
Noninterest Income/Revenue	25.584	16.598
Balance Sheet Ratios
Loan-to-Deposit	80.884	72.669
Securities/Assets	.244	.191
Total Equity/Total Assets	.089	.107
Tangible Equity/Tangible Assets	.076	.103
Capital Adequacy
Tier 1 Common Capital	119,059	29,670
Tier 1 Capital	119,059	29,720
Tier 2 Capital	11,515	2,112
Total Capital	130,574	31,905
Total Risk Weighted Assets	1,074,681	212,461
Leverage Ratio	8.31	10.62
Common Equity Tier 1 Capital Ratio	11.08	16.313
Tier 1 Capital Ratio	11.08	16.329
Total Capital Ratio	12.15	17.341

Timeline for United Community Bank

Brown County State Bank

Acquisition: United Community Bank acquired a new subsidiary, Brown County State Bank, 7 years

View Profile Nov 12 2016

Marine Bank And Trust

Acquisition: United Community Bank acquired a new subsidiary, Marine Bank And Trust, 7 years

View Profile Nov 12 2016

State Bank Of Auburn

Acquisition: United Community Bank acquired a new subsidiary, State Bank Of Auburn, 18 years

View Profile Aug 20 2005

Community Banc Mortgage Corporation

Community Banc Mortgage Corporation became a new subsidiary organization for United Community Bank.

View Profile Dec 15 1996