United Community Bank
Chatham, IL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Community Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 36,358 | 8,415 |
Income from Lease Financing Receivables | 278 | 4 |
818 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 379 | 20 |
Income on Loans and Leases (TE) | 37,015 | 8,470 |
Investment Interest Income (TE) | 8,710 | 1,438 |
Total Interest Income (TE) | 46,249 | 10,200 |
Total Interest Expense | 4,758 | 1,041 |
Net Interest Income (TE) | 41,491 | 9,113 |
Non-Interest Income | 15,900 | 2,030 |
Adjusted Operating Income (TE) | 57,391 | 11,316 |
Non-interest Expense | 35,398 | 7,442 |
Provision for Loan & Lease Losses | 1,555 | 307 |
Pretax Operating Income (TE) | 20,438 | 3,453 |
Pretax Net Operating Income (TE) | 21,966 | 3,554 |
Applicable Income Taxes | 313 | 569 |
Net Operating Income | 19,567 | 2,671 |
Net Income | 19,567 | 2,670 |
Cash Dividends Declared | 37,655 | 1,225 |
Retained Earnings | -18,088 | 1,214 |