Vitals
  • Total Assets
    137.2M 0.8 %
  • Total Deposits
    119.4M 0.5 %
  • Total Net Loans
    110.0M 2.5 %
  • Net Income
    1.4M 7.1 %
  • Book Value
    17.1M 3.3 %
  • Book Value x2
    34.2M 3.3 %
  • Book Value x3
    51.4M 3.3 %
ROAA

.995

ROAE

8.166

Efficiency Ratio

65.051

Net Interest Margin

4.329

Balance Sheet Highlights
Financial Highlights United Citizens Bank Of Southern Kentucky All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 137,178 275,102
Total Net Loans 109,960 177,820
Total Deposits 119,413 227,063
Total Equity 17,117 30,287
Profitability
Net Income 1,372 2,592
Return on Average Assets .995 .944
Return on Average Equity 8.166 8.074
Net Interest Margin 4.329 3.847
Efficiency Ratio 65.051 70.925
Noninterest Income/Revenue 9.014 17.219
Balance Sheet Ratios
Loan-to-Deposit 92.084 76.952
Securities/Assets .115 .219
Total Equity/Total Assets .125 .11
Tangible Equity/Tangible Assets .125 .107
Capital Adequacy
Tier 1 Common Capital 17,341 29,354
Tier 1 Capital 17,341 29,354
Tier 2 Capital 1,309 2,092
Total Capital 18,650 31,454
Total Risk Weighted Assets 104,391 190,479
Leverage Ratio 12.62 11.285
Common Equity Tier 1 Capital Ratio 16.61 17.115
Tier 1 Capital Ratio 16.61 17.115
Total Capital Ratio 17.87 18.174

Timeline for United Citizens Bank Of Southern Kentucky

United Citizens Bancorp, Inc.

United Citizens Bancorp, Inc. became a new parent organization for United Citizens Bank Of Southern Kentucky.

View Profile Jan 01 2007

United Citizens Bank Of Southern Kentucky

United Citizens Bank Of Southern Kentucky was established 19 years ago and is currently headquartered in Columbia, KY.

Dec 06 2004
Relationships Role Relationship Start Relationship End
United Citizens Bancorp, Inc. Parent 1/1/2007
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