Vitals
  • Total Assets
    132.8M 25.2 %
  • Total Deposits
    83.5M -3.3 %
  • Total Net Loans
    107.8M 38.2 %
  • Net Income
    212000.0000 221.2 %
  • Book Value
    21.9M 13.4 %
  • Book Value x2
    43.7M 13.4 %
  • Book Value x3
    65.6M 13.4 %
ROAA

.325

ROAE

1.961

Efficiency Ratio

73.733

Net Interest Margin

4.084

Balance Sheet Highlights
Financial Highlights United Bank Of The Gulf Coast All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 132,824 234,763
Total Net Loans 107,823 157,000
Total Deposits 83,503 193,093
Total Equity 21,866 22,135
Profitability
Net Income 212 2,571
Return on Average Assets .325 1.25
Return on Average Equity 1.961 14.11
Net Interest Margin 4.084 4.24
Efficiency Ratio 73.733 68.755
Noninterest Income/Revenue 1.372 10.948
Balance Sheet Ratios
Loan-to-Deposit 129.125 81.664
Securities/Assets .049 .389
Total Equity/Total Assets .165 .094
Tangible Equity/Tangible Assets .075 -.091
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,899 20,713
Tier 2 Capital 1,386 1,890
Total Capital 11,285 22,685
Total Risk Weighted Assets 110,920 170,239
Leverage Ratio 8.3 10.006
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.92 13.99
Total Capital Ratio 10.17 15.083

Timeline for United Bank Of The Gulf Coast

Synovus Bank

United Bank Of The Gulf Coast was acquired by Synovus Bank 18 years

View Profile Jul 23 2005

Synovus Financial Corp.

Synovus Financial Corp. became a new parent organization for United Bank Of The Gulf Coast.

View Profile Mar 01 2003

United Financial Holdings, Incorporated

United Financial Holdings, Incorporated became a new parent organization for United Bank Of The Gulf Coast.

View Profile Apr 01 2001

United Bank Of The Gulf Coast

United Bank Of The Gulf Coast was established 25 years ago and is currently headquartered in Sarasota, FL.

Feb 15 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synovus Bank Buyer 1,334,461 Pooling of Interests Discontinued 7/23/2005
Relationships Role Relationship Start Relationship End
Synovus Financial Corp. Parent 3/1/2003 7/22/2005
United Financial Holdings, Incorporated Parent 4/1/2001 2/28/2003
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