Vitals
  • Total Assets
    61.2M -2.9 %
  • Total Deposits
    50.0M -8.2 %
  • Total Net Loans
    41.6M 15.8 %
  • Net Income
    332000.0000 167.7 %
  • Book Value
    7.1M -3.5 %
  • Book Value x2
    14.1M -3.5 %
  • Book Value x3
    21.2M -3.5 %
ROAA

.714

ROAE

6.144

Efficiency Ratio

75.185

Net Interest Margin

4.135

Balance Sheet Highlights
Financial Highlights Union Savings Bank
Balance Sheet $(000)
Total Assets 61,232
Total Net Loans 41,639
Total Deposits 50,037
Total Equity 7,067
Profitability
Net Income 332
Return on Average Assets .714
Return on Average Equity 6.144
Net Interest Margin 4.135
Efficiency Ratio 75.185
Noninterest Income/Revenue 2.456
Balance Sheet Ratios
Loan-to-Deposit 83.216
Securities/Assets .238
Total Equity/Total Assets .115
Tangible Equity/Tangible Assets .115
Capital Adequacy
Tier 1 Common Capital —
Tier 1 Capital 6,836
Tier 2 Capital 510
Total Capital 7,346
Total Risk Weighted Assets 40,612
Leverage Ratio 11.23
Common Equity Tier 1 Capital Ratio —
Tier 1 Capital Ratio 16.83
Total Capital Ratio 18.09

Timeline for Union Savings Bank

United Business Bank, F.S.B.

Union Savings Bank was acquired by United Business Bank, F.S.B. 10 years

View Profile Nov 30 2013

Union Savings Bank Mortgage Company, Inc.

Union Savings Bank Mortgage Company, Inc. became a new subsidiary organization for Union Savings Bank.

View Profile Jan 01 1997

Union Financial Corporation

Union Financial Corporation became a new parent organization for Union Savings Bank.

View Profile Jul 19 1995

Union Savings Bank

Union Savings Bank was established 38 years ago and is currently headquartered in Albuquerque, NM.

May 31 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Business Bank, F.S.B. Buyer 450,688 Acquisition Discontinued 11/30/2013
Relationships Role Relationship Start Relationship End
Union Financial Corporation Parent 7/21/2011 11/29/2013
Union Financial Corporation Parent 7/19/1995 7/20/2011
Union Savings Bank Mortgage Company, Inc. Subsidary 7/21/2011 12/1/2012
Union Savings Bank Mortgage Company, Inc. Subsidary 6/30/2007 7/20/2011
Union Savings Bank Mortgage Company, Inc. Subsidary 1/1/1997 6/29/2007
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