Efficiency Ratio Over Time
Efficiency Ratio Union Savings Bank
09-30-2013 75.185
06-30-2013 79.075
03-31-2013 76.729
12-31-2012 84.15
09-30-2012 86.075
06-30-2012 87.547
03-31-2012 76.897
12-31-2011 71.598