Vitals
  • Total Assets
    205.6M 5.0 %
  • Total Deposits
    174.8M 10.9 %
  • Total Net Loans
    145.2M 6.1 %
  • Net Income
    2.9M 7.7 %
  • Book Value
    18.8M 0.9 %
  • Book Value x2
    37.7M 0.9 %
  • Book Value x3
    56.5M 0.9 %
ROAA

1.448

ROAE

15.311

Efficiency Ratio

64.879

Net Interest Margin

3.913

Balance Sheet Highlights
Financial Highlights Union Bank & Trust Company All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 205,646 318,289
Total Net Loans 145,237 216,383
Total Deposits 174,823 263,403
Total Equity 18,848 35,927
Profitability
Net Income 2,912 3,504
Return on Average Assets 1.448 .978
Return on Average Equity 15.311 8.333
Net Interest Margin 3.913 3.942
Efficiency Ratio 64.879 67.5
Noninterest Income/Revenue 20.232 22.229
Balance Sheet Ratios
Loan-to-Deposit 83.077 73.916
Securities/Assets .196 .179
Total Equity/Total Assets .092 .113
Tangible Equity/Tangible Assets .092 .105
Capital Adequacy
Tier 1 Common Capital 19,539 33,826
Tier 1 Capital 19,539 33,832
Tier 2 Capital 1,674 2,662
Total Capital 21,213 36,492
Total Risk Weighted Assets 158,888 231,187
Leverage Ratio 9.49 10.961
Common Equity Tier 1 Capital Ratio 12.3 16.798
Tier 1 Capital Ratio 12.3 16.813
Total Capital Ratio 13.35 17.973

Timeline for Union Bank & Trust Company

Union Bank & Trust Company

Union Bank & Trust Company became a new parent organization for Union Bank & Trust Company.

View Profile Apr 01 2002

Union Bank & Trust Company

Union Bank & Trust Company became a new subsidiary organization for Union Bank & Trust Company.

View Profile Apr 01 2002

First Union Financial Corporation

First Union Financial Corporation became a new parent organization for Union Bank & Trust Company.

View Profile Jun 01 1983

Union Bank & Trust Company

Union Bank & Trust Company was established 137 years ago and is currently headquartered in Monticello, AR.

Apr 01 1887
Relationships Role Relationship Start Relationship End
First Union Financial Corporation Parent 7/3/1985
Union Bank & Trust Company Parent 4/1/2002 6/30/2006
First Union Financial Corporation Parent 12/31/1984 7/2/1985
First Union Financial Corporation Parent 6/1/1983 12/30/1984
Union Bank & Trust Company Subsidary 4/1/2002 6/30/2006
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