Vitals
  • Total Assets
    243.9M -0.1 %
  • Total Deposits
    217.1M 2.2 %
  • Total Net Loans
    170.5M 11.5 %
  • Net Income
    3.0M -20.3 %
  • Book Value
    26.0M 4.4 %
  • Book Value x2
    52.0M 4.4 %
  • Book Value x3
    78.0M 4.4 %
ROAA

1.236

ROAE

11.46

Efficiency Ratio

69.565

Net Interest Margin

3.959

Balance Sheet Highlights
Financial Highlights Unico Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 243,883 258,416
Total Net Loans 170,472 178,998
Total Deposits 217,149 217,087
Total Equity 25,999 28,107
Profitability
Net Income 2,979 2,724
Return on Average Assets 1.236 1.016
Return on Average Equity 11.46 9.475
Net Interest Margin 3.959 3.745
Efficiency Ratio 69.565 67.758
Noninterest Income/Revenue 17.471 16.937
Balance Sheet Ratios
Loan-to-Deposit 78.505 78.741
Securities/Assets .218 .158
Total Equity/Total Assets .107 .109
Tangible Equity/Tangible Assets .107 .106
Capital Adequacy
Tier 1 Common Capital 27,233 27,011
Tier 1 Capital 27,233 27,012
Tier 2 Capital 1,063 2,220
Total Capital 28,296 29,258
Total Risk Weighted Assets 172,817 195,723
Leverage Ratio 11.14 10.472
Common Equity Tier 1 Capital Ratio 15.76 14.947
Tier 1 Capital Ratio 15.76 14.954
Total Capital Ratio 16.37 16.077

Timeline for Unico Bank

Unico Bank, Federal Savings Bank

Acquisition: Unico Bank acquired a new subsidiary, Unico Bank, Federal Savings Bank, 24 years

View Profile Jan 15 2000

Washco Bancshares, Inc.

Washco Bancshares, Inc. became a new parent organization for Unico Bank.

View Profile Sep 20 1984

Unico Bank

Unico Bank was established 123 years ago and is currently headquartered in Mineral Point, MO.

Jan 01 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Unico Bank, Federal Savings Bank Seller 103,942 Pooling of Interests Discontinued 1/15/2000
Relationships Role Relationship Start Relationship End
Washco Bancshares, Inc. Parent 8/19/1997
Washco Bancshares, Inc. Parent 12/31/1996 8/18/1997
Washco Bancshares, Inc. Parent 9/20/1984 12/30/1996
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