Vitals
  • Total Assets
    143.9M 0.8 %
  • Total Deposits
    128.1M -1.3 %
  • Total Net Loans
    129.0M 5.3 %
  • Net Income
    1.2M -12.1 %
  • Book Value
    12.5M 5.4 %
  • Book Value x2
    25.0M 5.4 %
  • Book Value x3
    37.5M 5.4 %
ROAA

1.761

ROAE

19.915

Efficiency Ratio

62.694

Net Interest Margin

4.24

Balance Sheet Highlights
Financial Highlights Twin Lakes National Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 143,905 80,222
Total Net Loans 128,954 48,259
Total Deposits 128,076 65,219
Total Equity 12,516 8,038
Profitability
Net Income 1,245 614
Return on Average Assets 1.761 1.16
Return on Average Equity 19.915 11.428
Net Interest Margin 4.24 4.02
Efficiency Ratio 62.694 66.928
Noninterest Income/Revenue 11.75 13.328
Balance Sheet Ratios
Loan-to-Deposit 100.686 71.669
Securities/Assets .058 .569
Total Equity/Total Assets .087 .1
Tangible Equity/Tangible Assets .087 .038
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,516 7,756
Tier 2 Capital 958 643
Total Capital 13,474 8,434
Total Risk Weighted Assets 134,134 53,583
Leverage Ratio 8.82 10.037
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.33 15.859
Total Capital Ratio 10.05 17.053

Timeline for Twin Lakes National Bank

Southwest National Bank

Twin Lakes National Bank was acquired by Southwest National Bank 19 years

View Profile Sep 18 2004

Republic Financial Corporation

Republic Financial Corporation became a new parent organization for Twin Lakes National Bank.

View Profile Jan 10 1985

Twin Lakes Financial Corporation

Twin Lakes Financial Corporation became a new parent organization for Twin Lakes National Bank.

View Profile Oct 31 1977

Twin Lakes National Bank

Twin Lakes National Bank was established 58 years ago and is currently headquartered in Wichita, KS.

Dec 20 1965
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southwest National Bank Buyer 439,667 Pooling of Interests Discontinued 9/18/2004
Relationships Role Relationship Start Relationship End
Republic Financial Corporation Parent 12/17/1996 9/17/2004
Republic Financial Corporation Parent 1/10/1985 12/16/1996
Twin Lakes Financial Corporation Parent 10/31/1977 1/9/1985
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