Efficiency Ratio Over Time
Efficiency Ratio Twin Lakes National Bank All Insured Commercial Banks in Kansas
06-30-2004 62.694 66.928
03-31-2004 62.78 68.091
12-31-2003 56.709 68.368
09-30-2003 56.727 66.157
06-30-2003 55.591 65.617
03-31-2003 55.644 66.237
12-31-2002 55.082 66.521