Vitals
  • Total Assets
    106.9M -24.5 %
  • Total Deposits
    90.5M -23.8 %
  • Total Net Loans
    47.1M -50.6 %
  • Net Income
    -188000.0000 -408.2 %
  • Book Value
    11.1M -0.1 %
  • Book Value x2
    22.1M -0.1 %
  • Book Value x3
    33.2M -0.1 %
ROAA

-1.208

ROAE

-16.708

Efficiency Ratio

148.893

Net Interest Margin

3.179

Balance Sheet Highlights
Financial Highlights Treaty Oak Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 106,931 226,629
Total Net Loans 47,099 122,712
Total Deposits 90,547 194,520
Total Equity 11,053 23,476
Profitability
Net Income -188 528
Return on Average Assets -1.208 .875
Return on Average Equity -16.708 8.534
Net Interest Margin 3.179 3.963
Efficiency Ratio 148.893 72.166
Noninterest Income/Revenue 17.564 14.113
Balance Sheet Ratios
Loan-to-Deposit 52.016 60.09
Securities/Assets .054 .234
Total Equity/Total Assets .103 .104
Tangible Equity/Tangible Assets .103 .1
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,014 21,648
Tier 2 Capital 665 1,595
Total Capital 11,679 23,259
Total Risk Weighted Assets 53,173 136,809
Leverage Ratio 9.89 9.982
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 20.71 17.668
Total Capital Ratio 21.96 18.786

Timeline for Treaty Oak Bank

Northstar Bank

Treaty Oak Bank was acquired by Northstar Bank 13 years

View Profile May 20 2011

Carlile Bancshares, Inc.

Carlile Bancshares, Inc. became a new parent organization for Treaty Oak Bank.

View Profile Feb 09 2011

Pgi Capital, Inc.

Pgi Capital, Inc. became a new subsidiary organization for Treaty Oak Bank.

View Profile Feb 09 2011

Texline State Insurance Agency, Inc., The

Texline State Insurance Agency, Inc., The became a new subsidiary organization for Treaty Oak Bank.

View Profile Feb 09 2011

Pgi Equity Partners, L.P.

Pgi Equity Partners, L.P. became a new subsidiary organization for Treaty Oak Bank.

View Profile Dec 31 2009

Want to see more?

Complete timeline for Treaty Oak Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Northstar Bank Buyer 1,698,546 Pooling of Interests Discontinued 5/20/2011
Relationships Role Relationship Start Relationship End
Carlile Bancshares, Inc. Parent 2/9/2011 5/19/2011
Treaty Oak Bancorp, Inc. Parent 3/9/2004 2/8/2011
Pgi Capital, Inc. Subsidary 2/9/2011 5/19/2011
Pgi Equity Partners, L.P. Subsidary 12/31/2009 5/19/2011
Texline State Insurance Agency, Inc., The Subsidary 2/9/2011 5/18/2011
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