Vitals
  • Total Assets
    36.7M 10.6 %
  • Total Deposits
    28.9M 15.5 %
  • Total Net Loans
    31.2M 22.7 %
  • Net Income
    352000.0000 122.8 %
  • Book Value
    4.6M 7.8 %
  • Book Value x2
    9.3M 7.8 %
  • Book Value x3
    13.9M 7.8 %
ROAA

1.008

ROAE

7.858

Efficiency Ratio

62.581

Net Interest Margin

3.687

Balance Sheet Highlights
Financial Highlights Tioga-Franklin Savings Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 36,695 648,167
Total Net Loans 31,210 461,686
Total Deposits 28,915 495,804
Total Equity 4,636 86,443
Profitability
Net Income 352 4,600
Return on Average Assets 1.008 .53
Return on Average Equity 7.858 4.211
Net Interest Margin 3.687 2.964
Efficiency Ratio 62.581 73.743
Noninterest Income/Revenue 20.456 17.147
Balance Sheet Ratios
Loan-to-Deposit 107.937 82.148
Securities/Assets .086 .168
Total Equity/Total Assets .126 .133
Tangible Equity/Tangible Assets .126 .127
Capital Adequacy
Tier 1 Common Capital 4,595 83,501
Tier 1 Capital 4,595 83,501
Tier 2 Capital 255 4,056
Total Capital 4,850 87,552
Total Risk Weighted Assets 20,092 425,981
Leverage Ratio 12.65 13.562
Common Equity Tier 1 Capital Ratio 22.87 24.643
Tier 1 Capital Ratio 22.87 24.643
Total Capital Ratio 24.14 25.537

Timeline for Tioga-Franklin Savings Bank

Wayne Junction Savings Association

Acquisition: Tioga-Franklin Savings Bank acquired a new subsidiary, Wayne Junction Savings Association , 27 years

View Profile Mar 01 1997

Webster Building & Loan Association

Acquisition: Tioga-Franklin Savings Bank acquired a new subsidiary, Webster Building & Loan Association , 34 years

View Profile Nov 30 1989

Tioga-Franklin Savings Bank

Tioga-Franklin Savings Bank was established 151 years ago and is currently headquartered in Philadelphia, PA.

Mar 31 1873
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wayne Junction Savings Association Seller Discontinued 3/1/1997
Webster Building & Loan Association Seller Discontinued 11/30/1989
Relationships Role Relationship Start Relationship End
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