Vitals
  • Total Assets
    41.1M 4.8 %
  • Total Deposits
    29.6M 0.6 %
  • Total Net Loans
    11.1M 10.1 %
  • Net Income
    29000.0000 -62.8 %
  • Book Value
    7.9M 0.4 %
  • Book Value x2
    15.8M 0.4 %
  • Book Value x3
    23.8M 0.4 %
ROAA

.072

ROAE

.367

Efficiency Ratio

95.851

Net Interest Margin

2.199

Balance Sheet Highlights
Financial Highlights Guardian Savings Bank All Insured Savings Banks in Illinois
Balance Sheet $(000)
Total Assets 41,132 195,050
Total Net Loans 11,051 114,901
Total Deposits 29,572 161,023
Total Equity 7,917 27,476
Profitability
Net Income 29 898
Return on Average Assets .072 .337
Return on Average Equity .367 2.298
Net Interest Margin 2.199 3.045
Efficiency Ratio 95.851 87.927
Noninterest Income/Revenue 6.667 32.531
Balance Sheet Ratios
Loan-to-Deposit 37.37 72.189
Securities/Assets .533 .221
Total Equity/Total Assets .192 .141
Tangible Equity/Tangible Assets .192 .139
Capital Adequacy
Tier 1 Common Capital 7,917 26,867
Tier 1 Capital 7,917 26,867
Tier 2 Capital 45 1,017
Total Capital 7,962 27,983
Total Risk Weighted Assets 8,653 100,995
Leverage Ratio 19.6 13.345
Common Equity Tier 1 Capital Ratio 91.49 29.704
Tier 1 Capital Ratio 91.49 29.704
Total Capital Ratio 92.01 30.713

Timeline for Guardian Savings Bank

Guardian Savings Bank

Guardian Savings Bank was established 105 years ago and is currently headquartered in Granite City, IL.

Jan 01 1919
Relationships Role Relationship Start Relationship End
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